1270 Johnston Ter, Chattanooga, TN, 37415
About This Home
Great American Cottage-style home nestled in Fairfax Heights. This is an opportunity to purchase a one-level home in an established area of well-kept homes. The front door opens to the spacious living room and dining room combination. The floors are the original wood floors throughout; with some refinishing, they would look great. The home has the original vintage cabinets that could easily be restored. Park in the garage and walk straight into the kitchen. The home has several newer windows and some original. The home has a metal roof and central HVAC. The crawlspace has a lot of room for storage or a workshop area. The lot is semi-private with a border of trees behind it.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Other
Basement
- Basement: Crawl Space
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- See Remarks
- Window features: See Remarks
- Flooring: Hardwood
- Finished area below ground: 0
- Finished area above ground: 768
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 118f D 034
- Special condition: Standard
- Other equipment: None
Features
- Stories: 1
- Exterior features: None
- Spa features: None
- Fencing: None
Lot
- Lot size: 0.30 Acres
- Features: Back Yard,Cleared
- Lot size dimensions: 90 x 144.6
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Cold Wave
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance | $162 | $1,944 |
| Property Taxes | $211 | $2,532 |
| Electricity | $175 | $2,103 |
| Total | $1,457 | $17,484 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $215,000 |
| 1989-11-29 | Sold | $38,500 |
View on Zillow