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408 Lupton Dr, Chattanooga, TN, 37415

3beds
2baths
1,672sqft
$319,900
$191price/sqft
$2,330/moest. monthly cost
$93,200/yrincome needed

About This Home

Location, location... we've all heard it about real estate, it's all location, but when it's going to be your home it's also about feel, comfort, space and beauty. Welcome to 408 Lupton Dr, where home is all those things. Perfectly situated between Red Bank and Hixson, only minutes into Downtown Chattanooga and restaurants/shopping at Northgate. Open flowing spaces, a very comforting palette in just the right tones and hues, 1672 sq ft with three large beds, two full baths, two car garage with partially unfinished basement take care of feel, comfort and space. Hardwoods and carpet, with tile flooring in the kitchen and baths, plus tiled shower in the primary, and tiled surround over the tub in the guest bath, update fixtures, lighting, moldings, have been added and elevate the aesthetic for beauty. Private back yard, front porch, and covered back porch with fenced yard. Newer windows and four sides brick exterior for low utility bills, newer appliances, and one year old HVAC add peace of mind for low maintenance. There are laundry hook-ups in the hall closet. The HVAC, appliances, garage doors and the hall and bathroom lights are smart home ready including the hardware to connect to your router. This one you'll call home, see it today!

Getting Around

18
WalkingCar-Dependent
17
TransitMinimal Transit
4
BikeSomewhat Bikeable

Schools

5/10
5/10
Red Bank Middle SchoolGrades 6-81.4 mi
5/10
Red Bank High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Free-Standing Electric Range,Induction Cooktop,Oven,Self Cleaning Oven,Smart Appliance(s),Stainless Steel Appliance(s)
  • Laundry features: In Basement,Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Speed Internet,Separate Shower,Tub/shower Combo,En Suite
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Finished area above ground: 1,672

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 118g A 002

Features

  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 0.48 Acres
  • Features: Back Yard,Front Yard,Sloped
  • Lot size dimensions: 122.4 x 170

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance $162$1,944
Property Taxes $376$4,512
Electricity $175$2,103
Total$2,330$27,960

Income You'd Need if You Spent...

35% on housing$79,885/yr
40% on housing$69,900/yr
45% on housing$62,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$168
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$310,000
2026-05-29Listed for sale$319,900
2020-06-19Sold$200,000
2020-05-21Pending sale$199,900
2020-05-11Price change$199,900
2020-05-06Listed for sale$207,000
2016-08-02Sold$106,000
2015-06-22Sold$72,000
2015-02-20Sold$90,400
2014-01-27Listing removed$109,000
2013-12-02Price change$109,000
2013-08-27Listed for sale$115,000

For Sale by Agent

AgentTim West
BrokerageKeller Williams Realty

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