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2920 Ozark Rd, Chattanooga, TN, 37415

5beds
4baths
3,500sqft
$569,900
$163price/sqft
$3,997/moest. monthly cost
$159,880/yrincome needed

About This Home

Welcome to 2920 Ozark Road in Chattanooga, TN — a beautiful home offering craftsman style, comfortable living, and a convenient location near everything the city has to offer. This charming property features spacious living areas filled with natural light, fresh finishes throughout, and a layout designed for today's lifestyle. The kitchen is equipped with updated cabinetry, countertops, and appliances, making it perfect for both everyday living and entertaining. Generous bedrooms and well-appointed bathrooms provide plenty of space for family and guests. Outside, enjoy a large yard ideal for outdoor gatherings, gardening, or simply relaxing. Located just minutes from downtown Chattanooga, Northshore, shopping, dining, and local parks, this home combines comfort, function, and convenience. Whether you're a first-time buyer or looking to downsize, 2920 Ozark Road offers the perfect opportunity to own a move-in ready home in one of Chattanooga's most desirable areas. Schedule your private showing today and discover all this home has to offer.

Getting Around

6
WalkingCar-Dependent
23
TransitMinimal Transit
1
BikeSomewhat Bikeable

Schools

5/10
5/10
Red Bank Middle SchoolGrades 6-82.0 mi
5/10
Red Bank High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Free-Standing Refrigerator,Free-Standing Range,Refrigerator
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Main Level,In Unit,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),His and Hers Closets,High Speed Internet,In-Law Floorplan
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 800
  • Finished area above ground: 2,703

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,500
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 118o A 007
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Enclosed,Patio,Porch,Rear Porch,Screened,Porch - Screened,Porch - Covered
  • Exterior features: Private Yard,Rain Gutters
  • Spa features: None
  • Has view: Yes
  • View description: Forest,Ridge,Trees/Woods

Lot

  • Lot size: 0.57 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 246 x 101

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Basement,Driveway,Off Street,Kitchen Level
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,881$34,572
Home Insurance $162$1,944
Property Taxes $670$8,040
Electricity $284$3,412
Total$3,997$47,964

Income You'd Need if You Spent...

35% on housing$137,040/yr
40% on housing$119,910/yr
45% on housing$106,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$168
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Price change$589,900
2026-01-18Listed for sale$599,900
2025-12-31Listing removed$599,900
2025-11-29Listed for sale$599,900
2025-10-06Listing removed$599,900
2025-09-17Listed for sale$599,900
2025-09-02Contingent$610,000
2025-07-11Price change$610,000
2025-05-21Listed for sale$619,900
1994-02-14Sold$87,500

For Sale by Agent

AgentDustin Sherlin
BrokerageRealty One Group Experts

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