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2109 Lyndon Ave, Chattanooga, TN, 37415

4beds
2baths
1,596sqft
$399,900
$251price/sqft
$2,565/moest. monthly cost
$102,600/yrincome needed

About This Home

Charming and full of character, this 4 bedroom, 2 bath 1930s Craftsman-style home is located less than two miles from the North Shore and just minutes to all that downtown Chattanooga has to offer, including the Tennessee Aquarium, Coolidge Park, Stringer's Ridge, restaurants, hospitals, and more! The home features two bedrooms upstairs and two downstairs, offering flexible living options. The kitchen is completely updated with quartz countertops, updated cabinets, and stainless steel appliances. Bathrooms have also been tastefully renovated with beautiful tile work and gold finishes throughout. Original beautiful hardwood floors that showcase the classic 1930s character. The fenced yard offers privacy and plenty of space for family gatherings, pets and outdoor activities. Thoughtfully remodeled, the home blends modern conveniences with the timeless charm of its original era. Enjoy your morning coffee on the large covered front porch, or head to the backyard, perfect for grilling, hosting family barbecues, or playing outdoor games in the flat, fenced yard. Additional highlights include an oversized garage, a separate carport, a large driveway with ample parking, updated HVAC, a new roof, and updated plumbing/sewer lines. Schedule your showing today! Buyer to verify flood insurance requirements.

Getting Around

35
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-82.1 mi
5/10
Red Bank High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Washer Hookup

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Primary Downstairs,Tub/shower Combo,Separate Dining Room
  • Window features: Vinyl Frames
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,596

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 126d A 012

Features

  • Levels: One and One Half
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 9,583 sqft
  • Features: Level
  • Lot size dimensions: 75 x 126.5

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $162$1,944
Property Taxes $206$2,472
Electricity $175$2,103
Total$2,565$30,780

Income You'd Need if You Spent...

35% on housing$87,942/yr
40% on housing$76,950/yr
45% on housing$68,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 37415$167
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37415
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$419,000
2026-03-31Price change$424,000
2026-02-11Listed for sale$429,000
2024-01-29Sold$390,000
2023-12-27Contingent$424,900
2023-12-11Listing removed--
2023-11-27Price change$3,195
2023-11-10Listed for sale$424,900
2023-10-21Listed for rent$3,500
2022-08-12Sold$199,500
2022-07-21Contingent$170,000
2022-07-16Listed for sale$170,000

For Sale by Agent

AgentRoseann Blanton
BrokerageReal Broker

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