1109 Spears Ave, Chattanooga, TN, 37405
About This Home
Investors, here you go!! Three parcels in North Chattanooga Sold Together! An opportunity that is very rare!! 1203 Spears Ave and 1191 Spears Ave included in Sale. Generate revenue with the existing home through rental or primary residence for owner. All the while capitalizing on the two additional Parcels of Land in North Chattanooga! This home is updated very nicely and ready to move in. Higher ceilings, flooring and soothing paint colors invite you in. The Open floor plan makes wonderful use of this home's space. It features a private covered deck constructed and enclosed for additional living space. The potential here is huge with the two extra parcels. Call to set an appointment to see. Imagine your possibilities!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1930
Materials
- Foundation: Brick/Mortar,Combination,Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Exhaust Fan,Free-Standing Electric Range,Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Unfinished
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Open Floorplan,Primary Downstairs,Tub/shower Combo
- Window features: Vinyl Frames
- Flooring: Hardwood,Laminate,Luxury Vinyl,Varies,Wood
- Finished area above ground: 900
Heating & Cooling
- Heating features: Hot Water,Space Heater
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 126n E 004
- Special condition: Investor
- Other equipment: None
Features
- Levels: One
- Patio & porch: Covered,Deck,Enclosed,Front Porch,Porch,Side Porch,Porch - Covered
- Exterior features: Private Yard
Lot
- Lot size: 0.38 Acres
- Features: City Lot,Gentle Sloping,Many Trees,Rolling Slope,Sloped Down,Subdivided,Wooded
- Lot size dimensions: 55 x 50
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $473 | $5,676 |
| Electricity | $175 | $2,103 |
| Total | $2,830 | $33,960 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $389,000 |
| 2021-07-28 | Sold | $285,000 |
| 2005-03-23 | Sold | $10,000 |
View on Zillow