820 McRoy Dr, Chattanooga, TN, 37405
About This Home
Seller is willing to contribute towards buyers closing cost. Welcome to 820 McRoy Drive, a charming North Chattanooga home offering convenience, comfort, and affordability in one of the area's most desirable locations. This 2-bedroom, 1-bath home features approximately 872 square feet of living space with an open and functional layout designed for easy living. Inside, you'll find a spacious living room, an eat-in kitchen, and durable flooring throughout. The generously sized bedrooms offer ample closet space, while the dedicated laundry area adds everyday convenience. Situated on a large corner lot, the property provides plenty of outdoor space for entertaining, gardening, pets, or future improvements. Located just minutes from Downtown Chattanooga, the North Shore, Red Bank, and major highways, this home offers quick access to shopping, dining, parks, and local attractions. Whether you're a first-time homebuyer or investor. 820 McRoy Drive presents an excellent opportunity to own a home in a highly convenient location. Buyers to verify any and all information provided.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1945
Materials
- Foundation: Brick/Mortar,Stone
- Roof: Shingle
- Construction materials: Block,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 872
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 872
- Total interior livable area: 872 sqft
Property
Details
- Parcel number: 126o D 001
Features
- Levels: One
- Patio & porch: Porch
- Exterior features: Other
Lot
- Lot size: 10,454 sqft
- Features: Corner Lot
- Lot size dimensions: 100 x 105M
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Earthquake
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $255 | $3,060 |
| Electricity | $175 | $2,103 |
| Total | $1,707 | $20,484 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $210,000 |
| 2026-07-16 | Price change | $212,500 |
| 2026-06-13 | Price change | $217,500 |
| 2026-05-30 | Listed for sale | $220,000 |
| 2025-04-22 | Listing removed | $1,500 |
| 2025-04-11 | Listed for rent | $1,500 |
| 2023-06-23 | Listing removed | -- |
| 2023-05-03 | Price change | $1,500 |
| 2023-03-20 | Listed for rent | $1,600 |
| 2022-05-02 | Sold | $150,000 |
| 2022-04-14 | Pending sale | $150,000 |
| 2022-04-12 | Listed for sale | $150,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-03-28 | Listing removed | $200,000 |
| 2020-02-28 | Listed for sale | $200,000 |
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