720 Mount Vernon Ave, Chattanooga, TN, 37405
About This Home
Welcome home to this beautifully updated 1940s single-level bungalow, perfectly nestled on a quiet street in highly desirable North Chattanooga. Offering the ideal blend of historic character and modern convenience, this home puts you just minutes from local dining options, boutique shopping, and zoned for desirable schools. Begin your mornings or unwind in the evenings on the charming, screened front porch--a perfect spot for a morning coffee or a book. Step inside to a spacious, light-filled living room featuring a cozy gas fireplace, creating a warm and welcoming place to relax. Features two comfortable bedrooms and two beautifully updated full bathrooms, providing a functional layout that doesn't compromise on style. The updated kitchen boasts stylish finishes and transitions into a laundry area, offering excellent extra storage and direct access to the back deck. Step out onto the expansive rear deck to entertain guests, grill, or simply soak in the stunning views of Lookout Mountain. The property features a detached garage currently utilized as a workshop. Equipped with incredible potential, this versatile space is could easily be converted into a future Accessory Dwelling Unit (ADU) for rental income, a home office, or a guest suite. Enjoy the peace and quiet of an established neighborhood street while remaining just a short stroll or drive from Tremont Tavern, Frazier Avenue, Coolidge Park, and everything the North Shore has to offer. Don't miss the opportunity to own a turnkey piece of North Chattanooga history!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Foundation: Brick/Mortar,Stone
- Roof: Shingle
- Construction materials: Brick,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Disposal,Dishwasher,Free-Standing Gas Range,Gas Water Heater,Microwave
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Granite Counters,Open Floorplan,Pantry,Separate Shower,Tub/shower Combo,En Suite
- Window features: Insulated Windows
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,287
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,287
- Total interior livable area: 1,287 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 127p B 039
Features
- Levels: One
- Patio & porch: Covered,Deck,Porch,Porch - Screened,Porch - Covered
- Exterior features: Private Yard,Rain Gutters
- Has view: Yes
- View description: Mountain(s),Other
Lot
- Lot size: 6,969 sqft
- Features: Gentle Sloping,Level,Wooded
- Lot size dimensions: 50 x 140
Parking
- Parking features: Driveway,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $617 | $7,404 |
| Electricity | $175 | $2,103 |
| Total | $3,662 | $43,944 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Contingent | $525,000 |
| 2026-07-24 | Price change | $525,000 |
| 2026-07-08 | Price change | $545,000 |
| 2026-06-12 | Listed for sale | $549,900 |
| 2023-05-31 | Sold | $500,000 |
| 2023-04-19 | Contingent | $475,000 |
| 2023-04-14 | Listed for sale | $475,000 |
| 2019-07-23 | Sold | $255,000 |
| 2019-06-26 | Price change | $265,000 |
| 2019-05-30 | Listed for sale | $275,000 |
| 2013-04-13 | Listing removed | $213,900 |
| 2013-04-11 | Listed for sale | $213,900 |
| 2013-02-27 | Sold | $212,500 |
| 2013-01-23 | Pending sale | $213,900 |
| 2013-01-11 | Listed for sale | $213,900 |
| 2012-03-25 | Listing removed | $229,500 |
| 2011-09-29 | Listed for sale | $229,500 |
| 2005-12-06 | Sold | $218,000 |
| 2004-10-08 | Sold | $205,000 |
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