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914 Mount Vernon Ave, Chattanooga, TN, 37405

4beds
3baths
2,319sqft
$799,000
$345price/sqft
$5,384/moest. monthly cost
$215,360/yrincome needed

About This Home

STOP SCROLLING—this North Chatt gem is the unicorn you've been waiting for! Zoned and walking distance for coveted Normal Park, this 2023 total renovation features 4 bedrooms, 3 full baths, a gorgeous open layout with quartz countertops, and an absolutely dreamy screened-in porch and patio nestled in the trees. The private master suite, surrounded by trees, boasts heated bathroom floors, and the basement includes a dedicated office and workshop space—perfect for work or hobbies. EVERYTHING is new—electrical, plumbing, HVAC, siding, roof, landscaping, fenced-in yard, patio & screened-in porch —and yes, you read that right: a TWO-car garage in North Chatt! Schedule your showing before this rare find is gone!

Getting Around

47
WalkingCar-Dependent
21
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1956

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Electric Oven,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: Basement

Dining Room

  • Level: First

Features

  • Breakfast Bar,Double Vanity,Eat-in Kitchen,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Smart Camera(s)/Recording,Smart Light(s),Tub/shower Combo,En Suite
  • Window features: Blinds,Insulated Windows,Vinyl Frames
  • Flooring: Tile,Engineered Hardwood
  • Fireplace features: Blower Fan,Decorative,Electric,Insert,Living Room
  • Fireplace: Yes
  • Finished area below ground: 874
  • Finished area above ground: 1,445

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,319
  • Total interior livable area: 2,319 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 127p C 006
  • Special condition: Personal Interest

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Screened,Side Porch,Porch - Screened
  • Exterior features: Other,Private Yard,Smart Camera(s)/Recording,Smart Light(s)
  • Fencing: Fenced,Full,Gate,Wood

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Front Yard,Landscaped,Many Trees,Sloped Down,Wooded
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance $216$2,592
Property Taxes $940$11,280
Electricity $188$2,261
Total$5,384$64,608

Income You'd Need if You Spent...

35% on housing$184,594/yr
40% on housing$161,520/yr
45% on housing$143,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$345This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$240
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for rent$3,500
2026-03-03Price change$799,000
2026-02-13Price change$810,000
2026-01-06Listed for sale$825,000
2026-01-01Listing removed$825,000
2025-09-12Listed for sale$825,000
2022-11-16Sold$385,000
2022-10-16Contingent$389,000
2022-10-04Price change$389,000
2022-08-04Listed for sale$399,000
2009-04-06Sold$182,500
2009-01-23Listed for sale$199,900
2008-11-19Sold$65,100

For Sale by Agent

AgentLindsey Yerbey
BrokerageWeichert Realtors-The Space Place

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