




925 Federal St, Chattanooga, TN, 37405
About This Home
Fresh paint inside and deck stained. Centrally located in the vibrant heart of downtown Chattanooga, just a short stroll from numerous shops and restaurants in the North Shore, this charming 2-bedroom, 1-bath home is perfect for your new buyer.It features stainless steel appliances and a convenient washer and dryer. Nestled on a peaceful street, the property includes a fenced area for added privacy and an incredible front porch that invites relaxation. This single-level home boasts a well-designed floor plan with a seamless flow. Plus, it's zoned for the award-winning Normal Park School. Tenant just moved out they were paying $2,000 a month.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1942
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block,Cement Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Laundry Closet,In Kitchen
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Kitchen Island,Open Floorplan
- Window features: Insulated Windows
- Flooring: Hardwood,Luxury Vinyl
- Finished area above ground: 900
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 127p C 008
- Special condition: Standard
- Other equipment: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck,Front Porch
- Exterior features: Balcony
- Spa features: None
- Fencing: Chain Link,Fenced,Partial
Lot
- Lot size: 7,374 sqft
- Features: Corner Lot,Gentle Sloping,Irregular Lot
- Lot size dimensions: 147.5 x 50
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $411 | $4,932 |
| Electricity | $175 | $2,103 |
| Total | $2,571 | $30,852 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $349,900 |
| 2026-04-10 | Listed for sale | $354,000 |
| 2024-01-12 | Listing removed | -- |
| 2024-01-01 | Listed for rent | $1,850 |
| 2021-11-30 | Listing removed | -- |
| 2021-11-16 | Price change | $2,200 |
| 2021-11-09 | Listed for rent | $2,400 |
| 2021-09-24 | Sold | $284,000 |
| 2021-07-21 | Listed for sale | $299,000 |
| 2018-10-08 | Listing removed | $1,550 |
| 2018-09-08 | Listed for rent | $1,550 |
| 2017-04-09 | Listing removed | $1,400 |
| 2017-04-06 | Listed for rent | $1,400 |
| 2017-03-31 | Sold | $193,000 |
| 2017-02-21 | Pending sale | $199,000 |
| 2017-02-01 | Price change | $199,000 |
| 2017-01-12 | Price change | $209,000 |
| 2016-11-04 | Price change | $214,000 |
| 2016-09-09 | Listed for sale | $194,400 |
| 2016-03-08 | Sold | $75,000 |
