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925 Federal St, Chattanooga, TN, 37405

2beds
1baths
900sqft
$349,900
$389price/sqft
$2,571/moest. monthly cost
$102,840/yrincome needed

About This Home

Fresh paint inside and deck stained. Centrally located in the vibrant heart of downtown Chattanooga, just a short stroll from numerous shops and restaurants in the North Shore, this charming 2-bedroom, 1-bath home is perfect for your new buyer.It features stainless steel appliances and a convenient washer and dryer. Nestled on a peaceful street, the property includes a fenced area for added privacy and an incredible front porch that invites relaxation. This single-level home boasts a well-designed floor plan with a seamless flow. Plus, it's zoned for the award-winning Normal Park School. Tenant just moved out they were paying $2,000 a month.

Getting Around

56
WalkingSomewhat Walkable
23
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1942

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,In Kitchen

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen Island,Open Floorplan
  • Window features: Insulated Windows
  • Flooring: Hardwood,Luxury Vinyl
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 127p C 008
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: Balcony
  • Spa features: None
  • Fencing: Chain Link,Fenced,Partial

Lot

  • Lot size: 7,374 sqft
  • Features: Corner Lot,Gentle Sloping,Irregular Lot
  • Lot size dimensions: 147.5 x 50

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $216$2,592
Property Taxes $411$4,932
Electricity $175$2,103
Total$2,571$30,852

Income You'd Need if You Spent...

35% on housing$88,148/yr
40% on housing$77,130/yr
45% on housing$68,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$389This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$243
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$349,900
2026-04-10Listed for sale$354,000
2024-01-12Listing removed--
2024-01-01Listed for rent$1,850
2021-11-30Listing removed--
2021-11-16Price change$2,200
2021-11-09Listed for rent$2,400
2021-09-24Sold$284,000
2021-07-21Listed for sale$299,000
2018-10-08Listing removed$1,550
2018-09-08Listed for rent$1,550
2017-04-09Listing removed$1,400
2017-04-06Listed for rent$1,400
2017-03-31Sold$193,000
2017-02-21Pending sale$199,000
2017-02-01Price change$199,000
2017-01-12Price change$209,000
2016-11-04Price change$214,000
2016-09-09Listed for sale$194,400
2016-03-08Sold$75,000

For Sale by Agent

AgentWendy Lawhorn
BrokerageReal Estate Partners Chattanooga LLC

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