914 Federal St, Chattanooga, TN, 37405
About This Home
Welcome to this delightful 3-bedroom, 1-bathroom cottage nestled in the heart of North Chattanooga! This charming home features a cozy covered front porch, warm hardwood floors throughout the main living area, and low-maintenance tile in the kitchen and bathroom. The spacious, fenced backyard is perfect for relaxing or entertaining. Enjoy the convenience of a covered carport area along with additional off-street parking. A versatile third room offers flexibility as an additional bedroom, home office, or creative space. Ideally located just a short walk from Normal Park Schools, popular restaurants, and nearby parks, this home combines comfort and convenience. Schedule your private showing today!
Getting Around
Somewhat Walkable
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Free-Standing Electric Range,Free-Standing Range,Microwave,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Kitchen,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Built-in Features,Bookcases,Ceiling Fan(s),Crown Molding,High Speed Internet,Tub/shower Combo,Breakfast Nook
- Window features: Blinds
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,158
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,158
- Total interior livable area: 1,158 sqft
Property
Details
- Parcel number: 127p G 007
- Special condition: Standard
Features
- Levels: One
- Pool features: None
- Patio & porch: Front Porch,Porch,Porch - Covered
- Exterior features: Private Yard
Lot
- Lot size: 7,405 sqft
- Features: Gentle Sloping
- Lot size dimensions: 52 x 140
Parking
- Total spaces: 1
- Parking features: Driveway,Off Street,Other
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $441 | $5,292 |
| Electricity | $175 | $2,103 |
| Total | $2,728 | $32,736 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $389,000 |
| 2026-03-31 | Contingent | $389,000 |
| 2026-03-20 | Listed for sale | $389,000 |
| 2025-02-12 | Listing removed | $1,800 |
| 2025-01-27 | Listed for rent | $1,800 |
| 2023-02-28 | Listing removed | -- |
| 2023-02-24 | Listed for rent | $1,750 |
| 2018-05-12 | Listing removed | $1,550 |
| 2018-04-13 | Listed for rent | $1,550 |
| 2016-10-15 | Listing removed | $1,425 |
| 2015-06-23 | Sold | $1,400 |
| 2014-04-08 | Listing removed | $1,350 |
| 2014-02-07 | Sold | $1,350 |
| 2014-01-21 | Listed for rent | $1,350 |
| 2010-06-12 | Listing removed | $1,350 |
| 2010-01-24 | Listed for sale | $1,350 |
| 2007-08-01 | Sold | $159,000 |
| 2006-11-27 | Sold | $90,000 |
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