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923 Endicott St, Chattanooga, TN, 37405

4beds
4baths
3,497sqft
$1,389,000
$397price/sqft
$9,157/moest. monthly cost
$366,280/yrincome needed

About This Home

Welcome to 923 Endicott St., ideally located in the heart of North Chattanooga, just minutes from restaurants, shopping, parks, the Tennessee Riverwalk, and downtown. Set on a rare flat street, this home blends timeless style with modern functionality through thoughtful design, quality craftsmanship, and high-end finishes. Its inviting curb appeal includes a covered front porch and a welcoming entry. Inside, the open main level features soaring ceilings, hardwood floors, abundant natural light, and seamless flow between the living, dining, and kitchen areas--ideal for everyday living and entertaining. The great room centers around a cozy fireplace, while the kitchen offers custom cabinetry, a panel-ready refrigerator, stainless steel appliances, a gas cooktop and oven, Artic White Marble countertops, and an island with a wine refrigerator. The dining area includes a custom-built-in bar, creating a great space for hosting. The main-level primary suite provides a peaceful retreat with a spacious layout, custom closet, and beautifully finished bath featuring ceramic tile, custom mirrors, generous counter space, and an impressive double shower. A main-level laundry and utility room with a sink adds convenience. Upstairs, a versatile loft or den adds flexible living space, along with generously sized secondary bedrooms designed for comfort and privacy. Additional highlights include shiplap accents, generous trim work, irrigation in the front and rear yards, a rear-access garage, and ample basement storage for vehicles, outdoor gear, or hobbies. Outdoor living is equally inviting, with a covered porch overlooking a professionally landscaped private garden with steps leading to the backyard--perfect for relaxing or entertaining year-round. With thoughtful design, modern comfort, walkability, and a prime North Chattanooga location, this home offers an exceptional opportunity in one of the city's most desirable neighborhoods.

Getting Around

53
WalkingSomewhat Walkable
22
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Block,Combination,Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Cement Siding,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Freezer,Built-In Gas Oven,Built-In Gas Range,Built-In Refrigerator,Disposal,Dishwasher,Exhaust Fan,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Ice Maker,Microwave,Oven,Refrigerator,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Wine Cooler,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial,Partially Finished

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Second

Features

  • Bar,Breakfast Bar,Beamed Ceilings,Built-in Features,Bookcases,Ceiling Fan(s),Chandelier,Crown Molding,Dry Bar,Double Vanity,Entrance Foyer,Eat-in Kitchen,High Ceilings,High Speed Internet,Kitchen Island,Natural Woodwork,Open Floorplan,Other,Primary Downstairs,Stone Counters,Walk-In Closet(s),Double Shower,Tub/shower Combo,En Suite,Connected Shared Bathroom
  • Window features: Screens,Window Coverings,Wood Frames,Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Tile
  • Fireplace features: Gas Starter,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 3,497

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Dual

Interior Area

  • Total structure area: 3,497
  • Total interior livable area: 3,497 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 127p G 022

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Porch,Side Porch,Porch - Covered
  • Exterior features: Permeable Paving,Smart Irrigation
  • Fencing: Cross Fenced,Gate,Other,Privacy

Lot

  • Lot size: 9,147 sqft
  • Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 50 x 211.1

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Garage,Garage Door Opener,Off Street,Paved,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,023$84,276
Home Insurance $216$2,592
Property Taxes $1,634$19,608
Electricity $284$3,409
Total$9,157$109,884

Income You'd Need if You Spent...

35% on housing$313,954/yr
40% on housing$274,710/yr
45% on housing$244,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$240
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$1,389,000
2026-05-30Listed for sale$1,399,000
2026-05-19Contingent$1,399,000
2026-05-13Listed for sale$1,399,000
2016-12-09Sold$625,000
2013-11-20Sold$140,000

For Sale by Agent

AgentRyan May
BrokerageReal Estate Partners Chattanooga LLC

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