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902 Endicott St, Chattanooga, TN, 37405

3beds
2baths
1,128sqft
$399,900
$355price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

Welcome to 902 Endicott Street in the heart of North Chattanooga! This charming one-level home offers 3 bedrooms, 1 full bath, and 1 half bath, with comfortable indoor and outdoor living spaces designed for both relaxing and entertaining. Start your mornings on the inviting front porch, where you can pick fresh, juicy blackberries right from your own front yard, then unwind in the private, backyard at the end of the day. Ideally zoned for the highly sought-after Normal Park Schools, this home is just minutes from Downtown Chattanooga and the Northshore, with convenient access to parks, local shops, restaurants, and the interstate. Enjoy the walkable Riverview lifestyle with neighborhood favorites like Tremont Tavern, The Daily Ration, and so much more just a short stroll away. Don't miss this wonderful opportunity to own a home in one of Chattanooga's most desirable neighborhoods. Call today for more information or to schedule your private showing!

Getting Around

53
WalkingSomewhat Walkable
22
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Free-Standing Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Kitchen,Main Level

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Built-in Features,Bookcases,Pantry,Recessed Lighting,Tub/shower Combo,Separate Dining Room
  • Window features: Vinyl Frames,Window Treatments
  • Flooring: Hardwood,Tile,Engineered Hardwood
  • Finished area above ground: 1,128

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,128
  • Total interior livable area: 1,128 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 127p H 003

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Rear Porch,Porch - Covered
  • Exterior features: Covered Courtyard,Private Yard,Storage
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 5,662 sqft
  • Features: Sloped,Sloped Up
  • Lot size dimensions: 70 x 74.5

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $216$2,592
Property Taxes $486$5,832
Electricity $175$2,103
Total$2,899$34,788

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$242
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$399,900
2026-05-15Listed for rent$2,500
2021-07-01Sold$320,000
2021-05-22Contingent$320,000
2021-05-18Listed for sale$320,000
2014-10-28Sold$191,000
2014-07-30Listed for sale$220,000
1995-09-12Sold$50,000

For Sale by Agent

AgentSherry Lawrence
BrokerageZach Taylor - Chattanooga

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