




419 W Bell Ave, Chattanooga, TN, 37405
About This Home
Perfectly positioned in one of Chattanooga's most sought-after neighborhoods, this charming two-bedroom, two-bathroom North Shore bungalow offers the kind of lifestyle that's hard to come by. Step onto the welcoming front porch and you'll immediately feel at home, whether you're sipping your morning coffee or winding down in the evening breeze, this classic 1940s home radiates warmth and character from the moment you arrive. Inside, the home is truly turnkey, featuring numerous updates and upgrades throughout that give it a fresh, move-in-ready feel while honoring the timeless charm that makes this neighborhood so beloved. Every detail has been thoughtfully considered so the next owner can simply settle in and start living. A bonus flex space is located in the basement, which also has a dedicated separate entrance for flexibility. This area can be utilized as an office or simply for additional storage. Should even more storage be needed, this home features a detached garage! A rarity in the area that is perfect for storing all of your outdoor equipment - kayak, paddleboard, etc.! For the dreamers and visionaries, this bonus could also be reimagined as a workshop! Should your dreaming take you beyond transforming the garage into a workshop, the expansive lot stretches one hundred and ninety feet from W Bell Avenue to Eaves Place, a fully accessible alley that runs behind the home. The alley presents an opportunity to potentially subdivide the lot, as others have done on the street, or consider building an ADU for guests and/or supplemental income! The location and flexibility is simply unbeatable. Stroll just a few blocks to Frazier Avenue, where an eclectic mix of locally-owned restaurants, boutique shops, art galleries, and coffee spots make every day feel like an adventure. Downtown Chattanooga is just minutes away whether you walk or drive, making this home as convenient as it is charming.
Getting Around
Schools
Construction
Condition
- Year built: 1940
Materials
- Foundation: Brick/Mortar
- Roof: Asphalt,Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer Stacked
- Laundry features: In Bathroom,Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom
- Level: First
Bathroom
- Level: Basement
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Basement
Features
- Breakfast Bar,Ceiling Fan(s),Open Floorplan,Tub/shower Combo
- Window features: Insulated Windows,Vinyl Frames
- Flooring: Hardwood,Tile
- Finished area below ground: 300
- Finished area above ground: 918
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,218
- Total interior livable area: 1,218 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 135c J 026
- Special condition: Personal Interest
- Other equipment: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Front Porch
- Exterior features: Private Yard,Rain Gutters
- Spa features: None
- Fencing: Chain Link,Perimeter
Lot
- Lot size: 9,583 sqft
- Features: Back Yard,Gentle Sloping
- Lot size dimensions: 50 x 190
Parking
- Total spaces: 1
- Parking features: Driveway,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $388 | $4,656 |
| Electricity | $175 | $2,103 |
| Total | $2,392 | $28,704 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $319,000 |
| 2026-05-11 | Listing removed | $329,400 |
| 2026-04-03 | Listed for sale | $329,400 |
| 2026-04-01 | Listing removed | $342,000 |
| 2026-03-10 | Listed for sale | $342,000 |
| 2026-03-05 | Contingent | $342,000 |
| 2026-02-21 | Price change | $342,000 |
| 2026-02-16 | Listed for sale | $360,000 |
| 2013-07-30 | Sold | $1,200 |
| 2013-06-27 | Listed for sale | $144,700 |
| 2011-11-29 | Sold | $75,300 |
| 2011-11-05 | Listed for sale | $89,900 |
| 2011-09-14 | Sold | $73,867 |
| 2011-07-28 | Listed for sale | $98,900 |
| 1997-11-18 | Sold | $48,000 |
