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419 W Bell Ave, Chattanooga, TN, 37405

2beds
2baths
1,218sqft
$319,000
$262price/sqft
$2,392/moest. monthly cost
$95,680/yrincome needed

About This Home

Perfectly positioned in one of Chattanooga's most sought-after neighborhoods, this charming two-bedroom, two-bathroom North Shore bungalow offers the kind of lifestyle that's hard to come by. Step onto the welcoming front porch and you'll immediately feel at home, whether you're sipping your morning coffee or winding down in the evening breeze, this classic 1940s home radiates warmth and character from the moment you arrive. Inside, the home is truly turnkey, featuring numerous updates and upgrades throughout that give it a fresh, move-in-ready feel while honoring the timeless charm that makes this neighborhood so beloved. Every detail has been thoughtfully considered so the next owner can simply settle in and start living. A bonus flex space is located in the basement, which also has a dedicated separate entrance for flexibility. This area can be utilized as an office or simply for additional storage. Should even more storage be needed, this home features a detached garage! A rarity in the area that is perfect for storing all of your outdoor equipment - kayak, paddleboard, etc.! For the dreamers and visionaries, this bonus could also be reimagined as a workshop! Should your dreaming take you beyond transforming the garage into a workshop, the expansive lot stretches one hundred and ninety feet from W Bell Avenue to Eaves Place, a fully accessible alley that runs behind the home. The alley presents an opportunity to potentially subdivide the lot, as others have done on the street, or consider building an ADU for guests and/or supplemental income! The location and flexibility is simply unbeatable. Stroll just a few blocks to Frazier Avenue, where an eclectic mix of locally-owned restaurants, boutique shops, art galleries, and coffee spots make every day feel like an adventure. Downtown Chattanooga is just minutes away whether you walk or drive, making this home as convenient as it is charming.

Getting Around

68
WalkingSomewhat Walkable
25
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-83.6 mi
5/10
Red Bank High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Bathroom,Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Basement

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan,Tub/shower Combo
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Hardwood,Tile
  • Finished area below ground: 300
  • Finished area above ground: 918

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 135c J 026
  • Special condition: Personal Interest
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Chain Link,Perimeter

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard,Gentle Sloping
  • Lot size dimensions: 50 x 190

Parking

  • Total spaces: 1
  • Parking features: Driveway,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance $216$2,592
Property Taxes $388$4,656
Electricity $175$2,103
Total$2,392$28,704

Income You'd Need if You Spent...

35% on housing$82,011/yr
40% on housing$71,760/yr
45% on housing$63,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$243
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$319,000
2026-05-11Listing removed$329,400
2026-04-03Listed for sale$329,400
2026-04-01Listing removed$342,000
2026-03-10Listed for sale$342,000
2026-03-05Contingent$342,000
2026-02-21Price change$342,000
2026-02-16Listed for sale$360,000
2013-07-30Sold$1,200
2013-06-27Listed for sale$144,700
2011-11-29Sold$75,300
2011-11-05Listed for sale$89,900
2011-09-14Sold$73,867
2011-07-28Listed for sale$98,900
1997-11-18Sold$48,000

For Sale by Agent

AgentDouglas Dodson
BrokerageSquareOne Realty, LLC

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