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513 W Bell Ave, Chattanooga, TN, 37405

2beds
1baths
995sqft
$339,900
$342price/sqft
$2,522/moest. monthly cost
$100,880/yrincome needed

About This Home

Nestled in the heart of vibrant Chattanooga, 513 W Bell Ave presents an unparalleled opportunity for luxurious urban living. This meticulously crafted residence blends timeless elegance with modern convenience, offering an oasis of comfort amidst the bustling city. Discover prime location advantages as this property is situated in the coveted West Bell Avenue, enjoying proximity to a plethora of amenities. From trendy cafes and gourmet restaurants to boutiques and cultural hotspots, everything you need is just steps away. Enjoy the walkability to Frazier Ave, known for its charming shops and eateries, as well as easy access to downtown Chattanooga, ensuring you're never far from the city's vibrant energy. Step inside to experience the user-friendly layout flooded with natural light. Tall ceilings throughout enhance the sense of space and airiness, creating an inviting atmosphere for both residents and guests alike. The chef-inspired kitchen is a culinary delight, featuring top-of-the-line appliances, custom cabinetry, and ample counter space. Whether you're hosting a dinner party or preparing a casual meal, this kitchen caters to every need. Retreat to the lavish bedrooms for a restful night's sleep. Each bedroom is a sanctuary of comfort, offering tranquility and relaxation after a long day. Step outside to discover the useful outside patio in the back, perfect for entertaining guests, enjoying a morning coffee, or simply soaking up the sun.

Getting Around

66
WalkingSomewhat Walkable
24
TransitMinimal Transit
56
BikeBikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-83.6 mi
5/10
Red Bank High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Electric Range,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Granite Counters,High Ceilings,High Speed Internet,Open Floorplan,Separate Shower
  • Finished area above ground: 898

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 995
  • Total interior livable area: 995 sqft

Property

Details

  • Parcel number: 135c J 036

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Patio,Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: City,Mountain(s),Other

Lot

  • Lot size: 4,791 sqft
  • Features: Sloped
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: Asphalt,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance $216$2,592
Property Taxes $413$4,956
Electricity $175$2,103
Total$2,522$30,264

Income You'd Need if You Spent...

35% on housing$86,468/yr
40% on housing$75,660/yr
45% on housing$67,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$243
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-30Price change$339,900
2024-07-05Price change$344,900
2024-06-10Price change$349,900
2024-05-31Listed for sale$359,900
2022-12-06Sold$325,000
2022-11-16Contingent$350,000
2022-11-08Listed for sale$350,000
2021-06-08Sold$140,000
2021-05-10Listed for sale$150,000
2021-04-10Listing removed--
2021-03-08Listed for sale$150,000
2019-07-25Sold$40,000

For Sale by Agent

AgentWade Trammell
BrokerageKeller Williams Realty

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