217 Winchester St, Chattanooga, TN, 37405
About This Home
** Please Do not disturb tenant in Garage Apartment**Prime opportunity in the heart of North Chattanooga! This 3-bedroom, 1-bath bungalow offers 902 sq ft of potential in one of the city's most sought-after areas. Just minutes from downtown, you'll love the walkability to favorite local restaurants, shops, and everyday conveniences--located right off North Shore's Frasier Avenue. Enjoy easy access to the interstate, making commuting a breeze while still soaking in the charm of downtown living. Situated in an area surrounded by new construction and ongoing development, this property is perfect for investors or buyers looking to get into a rapidly growing market. The detached garage features a 1-bedroom apartment above--ideal for rental income, a guest suite, or added flexibility. Whether you're looking to expand your portfolio or secure your spot in a prime Chattanooga location, this is your chance to own in the heart of it all.
Getting Around
Somewhat Walkable
Minimal Transit
BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1930
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator,Water Heater
- Laundry features: Laundry Room,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Family Room
- Level: First
Features
- Separate Dining Room
- Flooring: Hardwood,Laminate,Vinyl
- Finished area above ground: 902
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Electric,Multi Units,Window Unit(s)
Interior Area
- Total structure area: 902
- Total interior livable area: 902 sqft
Kitchen
- Level: First
Laundry
- Level: First
Property
Details
- Parcel number: 135c N 026
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Porch - Covered
- Exterior features: None
Lot
- Lot size: 4,290 sqft
- Features: Back Yard,Cleared,Few Trees,Front Yard,Level,Near Public Transit
- Lot size dimensions: 22 x 195M
Parking
- Total spaces: 1
- Parking features: Garage,Gravel,Off Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $358 | $4,296 |
| Electricity | $175 | $2,103 |
| Total | $2,240 | $26,880 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $295,000 |
View on Zillow