232 Jarnigan Ave, Chattanooga, TN, 37405
About This Home
Beautiful 3-4 Bedroom home on quiet sloped site with mountain and river views. Parking driveway for one car with street parking. 1st floor flooded with light all day contains two bedrooms, kitchen with new appliances, bathroom with shower, dining room, living room, two bedrooms, a front porch and a rear balcony porch outside the kitchen breakfast nook. Basement contains washer and dryer with a spare kitchen with appliances, bathroom with bathtub, a large king size bedroom with ample closets. Door way to full basement expandable square footage under the 1st floor dining room. Access to a sloping backyard with trees and natural features protecting privacy.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Asphalt
Type & Style
- Home type: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer
- Laundry features: Hookups
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,917 sqft
Property
Details
- Parcel number: 135EL017
Features
- Exterior features: Other,Shingle,Vinyl
- Has view: Yes
- View description: Park,Territorial,Water,City,Mountain
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 5,350 sqft
Parking
- Total spaces: 1
- Parking features: Off-street,On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,624 | $31,488 |
| Home Insurance | $216 | $2,592 |
| Property Taxes | $631 | $7,572 |
| Electricity | $175 | $2,103 |
| Total | $3,646 | $43,752 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-19 | Listed for sale | $499,000 |
| 2025-12-01 | Listing removed | $509,000 |
| 2025-11-27 | Price change | $509,000 |
| 2025-11-20 | Price change | $519,000 |
| 2025-10-07 | Price change | $525,000 |
| 2025-07-20 | Price change | $539,900 |
| 2025-05-30 | Listed for sale | $550,000 |
| 2024-07-03 | Listing removed | -- |
| 2024-06-02 | Price change | $1,800 |
| 2024-05-28 | Listed for rent | $2,200 |
| 2023-11-09 | Listing removed | -- |
| 2023-09-16 | Price change | $2,200 |
| 2023-08-15 | Price change | $2,350 |
| 2023-06-20 | Listed for rent | $2,500 |
| 2023-06-12 | Listing removed | -- |
| 2023-05-01 | Listed for rent | $2,500 |
| 2023-04-24 | Listing removed | -- |
| 2023-02-28 | Listing removed | -- |
| 2022-12-30 | Listed for rent | $1,350 |
| 2022-09-01 | Sold | $350,000 |
| 2022-07-15 | Contingent | $350,000 |
| 2022-07-15 | Listed for sale | $350,000 |
| 2022-07-11 | Contingent | $350,000 |
| 2022-06-22 | Listed for sale | $350,000 |
| 2022-06-19 | Listing removed | -- |
| 2022-06-02 | Listed for sale | $440,000 |
| 2004-06-08 | Sold | $79,000 |
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