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450 River St, Chattanooga, TN, 37405

1beds
1baths
678sqft
$220,000
$324price/sqft
$1,770/moest. monthly cost
$70,800/yrincome needed

About This Home

This beautiful, gated community is a private oasis in the middle of the thriving Northshore area. You will enjoy wonderful views of the Walnut Street bridge and easy access to Coolidge Park. Walk to all the great restaurants and shopping the Northshore has to offer. This one bedroom, one bath condo is updated and move-in ready. The home offers new kitchen cabinets with stone counter tops, stainless appliances, a breakfast bar and great pantry storage. The living and dining rooms have recessed lighting, luxury vinyl flooring, a great shelving and an electric fireplace with beautiful custom mantle. The large bedroom has floor to ceiling built-ins, a cozy window seat, double closet with separate storage closet for linens. The updated bathroom offers separate walk-in shower and toilet areas. The washer and dryer remain with the unit. Enjoy the private covered patio overlooking the pool and Walnut Street Bridge. The Villas have a newly renovated clubhouse, individual storage unit and storage for bikes and/or kayak storage. Welcome home to 450 River Street.

Getting Around

77
WalkingVery Walkable
42
TransitSome Transit
81
BikeVery Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1966

Materials

  • Foundation: Brick/Mortar,Slab
  • Roof: Rolled/Hot Mop
  • Construction materials: Brick,Frame,Stucco,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bathroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),His and Hers Closets,Open Floorplan,Pantry,Recessed Lighting,Stone Counters,Separate Shower
  • Window features: Vinyl Frames,Window Treatments
  • Flooring: Luxury Vinyl,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 678

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 678
  • Total interior livable area: 678 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 135e N 023 C450

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,In Ground
  • Patio & porch: Covered,Patio
  • Exterior features: Storage
  • Fencing: Fenced
  • Has view: Yes
  • View description: City,Pool

Lot

  • Lot size: 435.60 sqft
  • Features: Level
  • Lot size dimensions: .015

Parking

  • Parking features: Asphalt,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance $216$2,592
Property Taxes $267$3,204
Electricity $175$2,103
Total$1,770$21,240

Income You'd Need if You Spent...

35% on housing$60,685/yr
40% on housing$53,100/yr
45% on housing$47,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$244
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$220,000
2018-10-01Listing removed$1,100
2018-07-27Listed for rent$1,100
2018-06-21Sold$137,000
2018-05-30Pending sale$149,000
2017-08-02Listing removed$1,200
2017-08-02Listed for sale$149,000
2017-07-04Listed for rent$1,200
2015-11-17Listing removed$1,000
2015-09-15Listed for rent$1,000
2015-08-02Listing removed$1,000
2015-07-14Listed for sale$1,000
2015-06-20Sold$1,000
2014-05-29Listing removed$950
2014-05-27Sold$950
2014-05-17Listed for rent$950
2013-12-14Listing removed$950
2013-12-12Sold$950
2013-10-06Listed for rent$950
2013-05-02Sold$950
2012-03-29Sold$900
2008-06-02Sold$132,900
2006-09-20Sold$138,500
2005-08-05Sold$110,000
1999-05-19Sold$59,900

For Sale by Agent

AgentMelodye Zimmerman
BrokerageKeller Williams Realty

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