2323 Crutchfield St, Chattanooga, TN, 37406
About This Home
2323 Crutchfield Street Presents a fantastic opportunity for both investors and homeowners. NEW ELECTRICAL SUBPANEL (2025) and NEW THERMOSTAT (2026). Currently rented at $1,295 per month, this property offers immediate cash flow in a highly convenient location just minutes from downtown, hospitals, the Tennessee River, restaurants, shopping, and more. This charming 3-bedroom, 1-bath home features 1,043 square feet and sits on a spacious 0.3-acre lot with attractive curb appeal. The property has been recently renovated, including new kitchen cabinets and countertops, fully repainted interior, updated bathrooms, modern light fixtures, updated flooring, and newer appliances. Additional recent upgrades include a new stove (December 2025), providing added peace of mind for years to come. Whether you're looking for a turnkey rental property or a move-in-ready home in a growing area, this property checks all the boxes. Don't miss this opportunity, contact the listing agent today for more details.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1935
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Electric Range,Microwave,Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bathroom
- Level: First
Bathroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Tub/shower Combo
- Flooring: Carpet,Luxury Vinyl
- Finished area above ground: 1,043
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,043
- Total interior livable area: 1,043 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 136e E 001
- Special condition: Investor
- Other equipment: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Porch - Covered
- Exterior features: None
- Fencing: None
Lot
- Lot size: 0.30 Acres
- Features: Level
- Lot size dimensions: 100 x 140
Parking
- Parking features: Driveway,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $934 | $11,208 |
| Home Insurance | $191 | $2,292 |
| Property Taxes | $224 | $2,688 |
| Electricity | $175 | $2,103 |
| Total | $1,524 | $18,288 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $184,900 |
| 2026-04-01 | Listed for sale | $198,900 |
| 2025-11-10 | Listing removed | $1,295 |
| 2025-10-18 | Price change | $1,295 |
| 2025-08-29 | Listed for rent | $1,395 |
| 2020-03-10 | Listing removed | $109,900 |
| 2020-02-20 | Price change | $109,900 |
| 2020-01-27 | Listed for sale | $115,000 |
| 2019-08-08 | Sold | $18,000 |
| 2019-06-13 | Listed for sale | $20,000 |
| 2019-05-15 | Pending sale | $20,000 |
| 2019-03-12 | Listed for sale | $20,000 |
| 2017-07-26 | Sold | $20,000 |
| 2012-08-15 | Sold | $8,000 |
| 1996-07-15 | Sold | $10,000 |
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