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510 Sterling Ave, Chattanooga, TN, 37405

4beds
2baths
2,379sqft
$1,225,000
$515price/sqft
$8,044/moest. monthly cost
$321,760/yrincome needed

About This Home

Welcome home to 510 Sterling Avenue, a charming home in the Fairhills pocket of Riverview, offering 4 bedrooms and 2 full bathrooms. There are 2 bedrooms and 1 bath on the main level, and 2 additional bedrooms and a full bath upstairs. From the moment you step inside, you will appreciate the beautiful wood floors, arched doorways, and thoughtful details that reflect its original character. The living room is warm and inviting, centered around gas logs and complemented by custom plantation shutters that add both style and function. Just beyond, a separate dining room creates a natural space for gathering, while the kitchen offers a practical layout with room to make it your own over time. French doors lead you out to a screened porch that feels like a true retreat, shaded, peaceful, and perfect for morning coffee or relaxed evenings with friends. The main level includes two bedrooms and a full bathroom, along with a spacious laundry room and a versatile bonus room that works beautifully as a home office, playroom, or second living area. Upstairs, you'll find two additional bedrooms and another full bath, along with charming original built-ins that add both character and functionality. Storage is plentiful throughout the home, including a dedicated storage basement downstairs. Outside, the level backyard is ideal for pets, play, or entertaining, and the standout feature is the incredible treehouse that adds a sense of fun and creativity to the space. It's the kind of backyard that feels both usable and memorable. Located in Riverview, one of Chattanooga's most established and sought-after neighborhoods, you're surrounded by tree-lined streets and a mix of historic homes and newer construction. You're just minutes from Chattanooga Golf and Country Club, Coolidge Park, and the Tennessee River, with easy access to the North Shore, downtown, and local favorites. Zoned for Normal Park schools, this location offers convenience and a true neighborhood feel. Local lenders are preferred. Schedule your showing today!

Getting Around

50
WalkingCar-Dependent
34
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Combination
  • Roof: Asphalt,Shingle
  • Construction materials: HardiPlank Type,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Entrance Foyer,Tub/shower Combo,Separate Dining Room
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,379

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,379
  • Total interior livable area: 2,379 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 136h G 002

Features

  • Levels: Two
  • Patio & porch: Screened,Porch - Covered
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.31 Acres
  • Features: Gentle Sloping,Level,Near Golf Course
  • Lot size dimensions: 70 x 155.2

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,194$74,328
Home Insurance $216$2,592
Property Taxes $1,441$17,292
Electricity $193$2,319
Total$8,044$96,528

Income You'd Need if You Spent...

35% on housing$275,794/yr
40% on housing$241,320/yr
45% on housing$214,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$515This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$238
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2021-03-24Listing removed--
2015-07-17Listing removed$509,000
2015-06-26Listed for sale$509,000
2011-01-14Sold$215,000

Coming Soon

AgentSarah E Brogdon
BrokerageReal Estate Partners Chattanooga LLC

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