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1014 Ariel Ln, Chattanooga, TN, 37405

2beds
3baths
1,867sqft
$475,000
$254price/sqft
$3,369/moest. monthly cost
$134,760/yrincome needed

About This Home

Spacious, 2 bedroom, 2.5 bath condo with a wooded back yard setting in the desirable Heritage Landing neighborhood. Located in the heart of North Chattanooga and within walking distance to the Tennessee riverfront, this gated community offers ponds, pools, tennis courts, a clubhouse, sidewalks and close proximity to the parks, shopping and restaurants of the North Shore, the Chattanooga Golf and Country Club, schools, hospitals and our urban center. The unit has just been freshly painted and has a mostly open living plan on the main level and two spacious bedrooms upstairs, a double garage, a deck, a yard area that is wooded in back for privacy and is situated on a quiet circular street on the back side of the neighborhood. Your tour begins with the dedicated foyer that has a pocket door to the powder room and access to living room, kitchen and steps to the upper level. The living room is large and has a gas fireplace, a secondary sitting area with access to the deck and opens to the dining room. The dining room adjoins the kitchen and breakfast area via a small hallway with a laundry closet on one side and a pantry on the other. The breakfast area has a bay window allowing for wonderful natural lighting and the door to the garage. Head upstairs where you will find both of the bedrooms, including the primary suite that is large enough for a desk or sitting area and the primary bath which has a dual vanity, a garden tub with shower and a walk-in closet. The guest bedroom also has a private bath with a shower. A great opportunity for the buyer seeking a spacious unit with upper-level bedrooms and a wooded back yard setting, so please call for more information and to schedule a showing. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Getting Around

5
WalkingCar-Dependent
37
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

5/10
Red Bank High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Electric Range,Gas Water Heater,Microwave,Refrigerator,Trash Compactor
  • Laundry features: Laundry Closet,Main Level

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Chandelier,Entrance Foyer,Open Floorplan,Pantry,Recessed Lighting,See Remarks,Walk-In Closet(s),Tub/shower Combo,En Suite,Breakfast Nook,Separate Dining Room
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,867

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,867
  • Total interior livable area: 1,867 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Library

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 136h J 038 C124
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Outdoor Pool
  • Patio & porch: Deck
  • Exterior features: Rain Gutters

Lot

  • Features: Level,Wooded
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance $216$2,592
Property Taxes $577$6,924
Electricity $175$2,103
Total$3,369$40,428

Income You'd Need if You Spent...

35% on housing$115,508/yr
40% on housing$101,070/yr
45% on housing$89,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$242
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$499,000
2026-02-20Listed for sale$525,000
2023-11-03Listing removed--
2023-09-26Price change$2,000
2023-09-12Price change$2,100
2023-09-06Price change$2,300
2023-08-22Price change$2,400
2023-08-04Listed for rent$2,500
2020-09-16Listing removed$2,100
2020-08-03Listed for rent$2,100
2019-06-13Listing removed$1,950
2019-03-20Price change$1,950
2019-01-17Price change$2,050
2018-11-22Listed for rent$2,095
2006-09-14Sold$285,000
2001-07-20Sold$215,000
2000-07-11Sold$215,000
1998-02-24Sold$178,250
1997-08-11Sold$169,500

For Sale by Agent

AgentJay Robinson
BrokerageKeller Williams Realty

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