See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1908 Olive St, Chattanooga, TN, 37406

3beds
1baths
940sqft
$145,000
$154price/sqft
$1,275/moest. monthly cost
$51,000/yrincome needed

About This Home

Positioned just minutes from the heart of downtown Chattanooga, this updated 3-bedroom, 1-bath home presents an excellent opportunity for investors looking to expand their rental portfolio or buyers looking for their next home. With strong rental potential and recent improvements already completed, this property is ready for future use. Recent updates include new flooring throughout, fresh interior paint, a new bathroom vanity, and new gutters, providing a clean, refreshed space while minimizing immediate maintenance costs. The functional floor plan and convenient location make this home appealing to anyone looking for affordable living with quick access to downtown. Situated near restaurants, shopping, hospitals, major employers, schools, and interstate access, this property offers an attractive option for those commuting or enjoying everything the city has to offer. This kind of property so close to downtown at this price-point is becoming increasingly hard to find - schedule your tour today before it's gone!

Getting Around

41
WalkingCar-Dependent
42
TransitSome Transit
52
BikeBikeable

Schools

5/10
Hardy Elementary SchoolGrades PK-50.4 mi
3/10
3/10
Brainerd High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Free-Standing Range,Water Heater
  • Laundry features: Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Features

  • Tub/shower Combo
  • Window features: Vinyl Frames
  • Flooring: Luxury Vinyl,Vinyl
  • Finished area above ground: 940

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 136l A 010

Features

  • Levels: One
  • Patio & porch: Front Porch,Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Fencing: Chain Link,Partial

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Level
  • Lot size dimensions: 34.16 x 265.55

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance $191$2,292
Property Taxes $176$2,112
Electricity $175$2,103
Total$1,275$15,300

Income You'd Need if You Spent...

35% on housing$43,714/yr
40% on housing$38,250/yr
45% on housing$34,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 37406$108
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37406
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Contingent$145,000
2026-07-23Listed for sale$145,000
2019-02-05Sold$62,500
2018-11-14Pending sale$59,900
2018-10-23Listed for sale$59,900
2017-11-02Sold$15,000
2017-10-13Listed for sale$17,500
2017-08-07Sold$7,000

For Sale by Agent

AgentLisa Paller
BrokerageWorking Moms Realty LLC

Similar Homes