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2309 Appling St, Chattanooga, TN, 37406

2beds
1baths
924sqft
$121,000
$131price/sqft
$1,124/moest. monthly cost
$44,960/yrincome needed

About This Home

Investment Opportunity! 3 bedrooms, 1 bath. Recently updated, LVP through out. No Carpet. Brand NEW refrigerator. Located on a corner lot. One level with new wheelchair ramp at the front porch. Tenant occupied. Sold ''AS-IS''

Getting Around

56
WalkingSomewhat Walkable
29
TransitSome Transit
67
BikeBikeable

Schools

5/10
Hardy Elementary SchoolGrades PK-50.5 mi
3/10
3/10
Brainerd High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Free-Standing Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Primary Downstairs,Separate Dining Room
  • Window features: Aluminum Frames
  • Finished area above ground: 932

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Living Room

  • Level: First

Property

Details

  • Parcel number: 137a L 022

Features

  • Levels: One
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: None

Lot

  • Lot size: 2,475 sqft
  • Features: Level
  • Lot size dimensions: 45 x 55

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $611$7,332
Home Insurance $191$2,292
Property Taxes $147$1,764
Electricity $175$2,103
Total$1,124$13,488

Income You'd Need if You Spent...

35% on housing$38,537/yr
40% on housing$33,720/yr
45% on housing$29,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 37406$109
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37406
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$121,000
2026-02-19Listed for sale$126,000
2025-10-31Listing removed$925
2025-09-16Listed for rent$925
2009-03-12Sold$29,900
2003-09-11Sold$20,000

For Sale by Agent

AgentDarla Eskew
BrokerageProperty 41 Realty, LLC

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