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2513 Orear St, Chattanooga, TN, 37406

2beds
1baths
904sqft
$112,000
$124price/sqft
$1,068/moest. monthly cost
$42,720/yrincome needed

About This Home

This is a 2-bedroom, one bath ranch home located on a corner lot. This property is a great investment property and is occupied with a long-term tenant. Property being sold as is.

Getting Around

56
WalkingSomewhat Walkable
29
TransitSome Transit
67
BikeBikeable

Schools

5/10
Hardy Elementary SchoolGrades PK-50.5 mi
3/10
3/10
Brainerd High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Wood Frames
  • Flooring: Carpet,Linoleum
  • Finished area above ground: 904

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 904
  • Total interior livable area: 904 sqft

Property

Details

  • Parcel number: 1337a M 002
  • Special condition: Investor
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch - Covered
  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 3,402 sqft
  • Features: Back Yard
  • Lot size dimensions: 40 x 85

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $566$6,792
Home Insurance $191$2,292
Property Taxes $136$1,632
Electricity $175$2,103
Total$1,068$12,816

Income You'd Need if You Spent...

35% on housing$36,617/yr
40% on housing$32,040/yr
45% on housing$28,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 37406$109
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37406
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$112,000
2026-02-19Listed for sale$117,000
2007-04-23Sold$25,000
2001-08-09Sold$14,500
2001-04-26Sold$18,000
1999-01-13Sold$31,500
1998-08-20Sold$13,100
1998-05-15Sold$32,464

For Sale by Agent

AgentDarla Eskew
BrokerageProperty 41 Realty, LLC

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