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500 N Crest Rd, Chattanooga, TN, 37404

5beds
4baths
5,116sqft
$1,145,000
$224price/sqft
$7,760/moest. monthly cost
$310,400/yrincome needed

About This Home

Historic Missionary Ridge. 7 private acres. Gated entry. Unmatched mountain views--all just minutes from downtown Chattanooga. Perched atop Crest Road, this elegant all-brick estate offers sweeping panoramic views from nearly every window, along with thoughtful updates that blend timeless character with modern comfort. Start your mornings with breathtaking sunrises over the Appalachian Mountains, and unwind in the evenings with stunning sunsets over Lookout Mountain, the Tennessee River, and the downtown Chattanooga skyline. The spacious home features five bedrooms, including a flexible primary suite on either the main or second level--both with full baths. Multiple sitting areas and a light-filled sunroom create inviting spaces to relax, while an expansive deck captures incredible views from both the front and rear of the home. The finished basement provides exceptional versatility with a private mother-in-law or teen suite, complete with its own kitchen, media room, wet bar, and workshop--ideal for multi-generational living or entertaining. Recent improvements include a new roof, windows, HVAC systems, plumbing updates, new garage doors, professionally painted interiors, landscaping, forestry, survey/markers, and much more. Offering a fresh, move-in-ready experience. Abundant built-in storage throughout adds both convenience and functionality. This property includes 2 additional lots. Parcel ID#: 137I D 002 Parcel ID#: 137I D 003 A rare opportunity to own a private estate with acreage, views, and proximity--this Missionary Ridge property truly stands apart.

Getting Around

3
WalkingCar-Dependent
27
TransitSome Transit
1
BikeSomewhat Bikeable

Schools

5/10
Hardy Elementary SchoolGrades PK-50.7 mi
4/10
Dalewood Middle SchoolGrades 6-81.8 mi
3/10
Brainerd High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Bar Fridge,Built-In Electric Oven,Disposal,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator,Trash Compactor,Washer/Dryer,Wall Oven
  • Laundry features: In Basement,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Bar,Built-in Features,Bookcases,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Eat-in Kitchen,High Speed Internet,In-Law Floorplan,Pantry,Primary Downstairs,Wet Bar,Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite,Sitting Area,Breakfast Nook,Separate Dining Room,Split Bedrooms,Whirlpool Tub,Connected Shared Bathroom
  • Window features: Insulated Windows,Wood Frames,Window Treatments
  • Flooring: Hardwood,Luxury Vinyl,Tile
  • Number of fireplaces: 2
  • Fireplace features: Den,Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 5,116

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 5,116
  • Total interior livable area: 5,116 sqft

Laundry

  • Level: Basement

Living Room

  • Level: First

Master Bedroom

  • Level: First

Master Bedroom

  • Level: Second

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 137i D 008

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Patio,Rear Porch
  • Exterior features: Private Entrance,Private Yard
  • Has view: Yes
  • View description: City Lights,Downtown,Mountain(s),Other,Panoramic,Ridge,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7 Acres
  • Features: Gentle Sloping,Landscaped,Sprinklers In Front,Sprinklers In Rear,Split Possible,Views,Wooded,Brow Lot
  • Lot size dimensions: 7 acres

Parking

  • Total spaces: 2
  • Parking features: Basement,Concrete,Driveway,Garage,Garage Door Opener,Gated,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,789$69,468
Home Insurance $209$2,508
Property Taxes $1,347$16,164
Electricity $415$4,988
Total$7,760$93,120

Income You'd Need if You Spent...

35% on housing$266,057/yr
40% on housing$232,800/yr
45% on housing$206,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$153
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$1,170,000

For Sale by Agent

AgentGarrett McGuire
BrokerageUnited Real Estate Experts

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