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7445 Summertown Ct, Chattanooga, TN, 37421

5beds
4baths
2,640sqft
$409,900
$155price/sqft
$2,942/moest. monthly cost
$117,680/yrincome needed

About This Home

Welcome home to this beautifully spacious 5-bedroom, 3.5-bath home perfectly situated on a desirable cul-de-sac lot just minutes from Hamilton Place! With an ideal layout and room for everyone, this home features a luxurious primary suite on the main level, convenient main-floor laundry, and four oversized bedrooms upstairs, including a second master suite that's perfect for guests, teens, or multi-generational living. You'll love the unbeatable location within walking distance to grocery stores, restaurants, and shopping, while still enjoying the comfort of a tucked-away neighborhood feel. With large rooms throughout, incredible functionality, and a prime location, this home truly has it all! Don't miss your chance to make it yours! Buyer to verify all information. Listing agent has a personal interest in the property; immediate family member is owner of the property

Getting Around

58
WalkingSomewhat Walkable
25
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

7/10
Ooltewah Middle SchoolGrades 6-84.9 mi
5/10
Ooltewah High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Walk-In Closet(s),Tub/shower Combo,En Suite,Separate Dining Room,Split Bedrooms
  • Window features: Aluminum Frames
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,640

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,640
  • Total interior livable area: 2,640 sqft

Property

Details

  • Parcel number: 149h H 036
  • Special condition: Personal Interest

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Porch - Covered
  • Exterior features: Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Waterfront features: Creek

Lot

  • Lot size: 0.37 Acres
  • Features: Cul-De-Sac,Pie Shaped Lot
  • Lot size dimensions: 171 x 143.82

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Off Street,Paved,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance $174$2,088
Property Taxes $482$5,784
Electricity $214$2,574
Total$2,942$35,304

Income You'd Need if You Spent...

35% on housing$100,868/yr
40% on housing$88,260/yr
45% on housing$78,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$399,900
2026-07-16Price change$409,900
2026-06-09Price change$415,000
2026-05-29Listed for sale$430,000
2021-06-09Sold$289,900
2021-03-24Listing removed--
2017-07-07Listing removed$1,800
2017-06-11Listed for rent$1,800
2014-02-22Listing removed$215,000
2013-10-11Sold$100,507
2013-08-18Price change$110,700
2013-07-02Listed for sale$123,000
2013-01-31Listing removed$115,000
2013-01-08Price change$115,000
2012-12-12Pending sale$124,900
2012-11-27Price change$124,900
2012-11-06Pending sale$129,900
2012-10-13Price change$129,900
2012-09-13Listed for sale$139,900
2008-10-16Sold$136,000
2004-07-29Sold$125,000
2004-02-04Sold$100,000
1999-07-26Sold$166,000

For Sale by Agent

AgentJaclyn Williams
BrokerageThe Chattanooga Home Team

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