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2817 Morgan Ave, Chattanooga, TN, 37404

2beds
1baths
864sqft
$98,680
$114price/sqft
$1,002/moest. monthly cost
$40,080/yrincome needed

About This Home

This is a two-bedroom, one bath ranch home, is a great investment property with a long-term tenant. Being sold as is.

Getting Around

24
WalkingCar-Dependent
17
TransitMinimal Transit
52
BikeBikeable

Schools

4/10
4/10
The Howard SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven,Free-Standing Electric Range,None,Refrigerator

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 156i B 030
  • Special condition: Investor

Features

  • Levels: One
  • Pool features: None
  • Exterior features: None
  • Spa features: None

Lot

  • Lot size: 7,000 sqft
  • Features: Level
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $498$5,976
Home Insurance $209$2,508
Property Taxes $120$1,440
Electricity $175$2,103
Total$1,002$12,024

Income You'd Need if You Spent...

35% on housing$34,354/yr
40% on housing$30,060/yr
45% on housing$26,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$160
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-07Price change$98,680
2026-02-19Listed for sale$103,680
2004-03-26Sold$19,824
2002-11-06Sold$15,100
2002-07-08Sold$32,157
2000-03-13Sold$36,000

For Sale by Agent

AgentDarla Eskew
BrokerageProperty 41 Realty, LLC

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