27 Vista Dr, Chattanooga, TN, 37411
About This Home
Welcome home to this charming 2-bedroom, 1-bath residence conveniently located in the Brainerd area of Chattanooga, less than 10 minutes from downtown Chattanooga. Featuring beautiful hardwood floors throughout the main living areas, this home offers a perfect blend of classic character and modern updates. The upstairs bonus room provides flexibility for a home office, guest room, playroom, or additional living space. Enjoy easy access to shopping, dining, parks, and major employers while being just minutes from all that downtown Chattanooga has to offer. Don't miss this opportunity to own a beautifully updated home in a prime location!
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Vented Exhaust Fan,Water Heater
Basement
- Basement: Crawl Space
Bathroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bonus Room
- Level: Second
Features
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,144
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,144
- Total interior livable area: 1,144 sqft
Utility Room
- Level: First
Property
Details
- Parcel number: 157a A 027
Features
- Levels: One
- Patio & porch: Deck,Porch
- Exterior features: None
Lot
- Lot size: 7,975 sqft
- Features: Level
- Lot size dimensions: 50 x 159.5
Parking
- Total spaces: 1
- Parking features: Other
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance | $173 | $2,076 |
| Property Taxes | $376 | $4,512 |
| Electricity | $175 | $2,103 |
| Total | $2,341 | $28,092 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-23 | Listed for sale | $319,900 |
| 2025-04-15 | Sold | $270,000 |
| 1999-11-16 | Sold | $78,000 |
| 1996-06-04 | Sold | $49,200 |
View on Zillow