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529 S Saint Marks Ave, Chattanooga, TN, 37412

3beds
2baths
1,058sqft
$214,000
$202price/sqft
$1,515/moest. monthly cost
$60,600/yrincome needed

About This Home

Welcome to this beautifully renovated gem in the heart of East Ridge! Located at 529 S Saint Marks Avenue, this 3-bedroom, 2-bathroom cottage offers a perfect blend of 1960s character and modern convenience. Spanning approximately 1058 square feet of efficiently designed living space, the home has been thoughtfully updated to maximize comfort and style. From the moment you arrive, you'll notice the fresh exterior and the surprisingly spacious lot, providing a rare amount of outdoor space and privacy for this desirable Chattanooga neighborhood. Step inside to discover a bright and airy interior featuring a central heating and cooling system to keep you comfortable year-round. The renovation highlights a functional layout that makes the most of every square inch, featuring updated flooring and modern finishes throughout. The kitchen and living areas provide an inviting atmosphere for both daily living and entertaining. Outside, the expansive backyard offers endless possibilities for gardening, recreation, or future expansions. Situated just minutes from local schools, shopping, and the vibrant amenities of Chattanooga, this move-in-ready home is an incredible opportunity for first-time buyers or those looking for a manageable, modern retreat.

Getting Around

25
WalkingCar-Dependent
20
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

3/10
4/10
East Ridge Middle SchoolGrades 6-81.3 mi
3/10
East Ridge High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Range Hood

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area above ground: 1,058

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,058
  • Total interior livable area: 1,058 sqft

Property

Details

  • Parcel number: 169b M 029
  • Special condition: Investor

Features

  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Chain Link

Lot

  • Lot size: 8,450 sqft
  • Features: Private
  • Lot size dimensions: 50 x 168

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,082$12,984
Home Insurance $148$1,776
Property Taxes $110$1,320
Electricity $175$2,103
Total$1,515$18,180

Income You'd Need if You Spent...

35% on housing$51,942/yr
40% on housing$45,450/yr
45% on housing$40,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$140
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$229,000
2026-04-16Listing removed$229,000
2026-02-27Listed for sale$229,000
2026-01-22Sold$135,500
2003-08-28Sold$85,000
1999-06-03Sold$49,900

For Sale by Agent

AgentJoshua Slycord
BrokerageTotal Real Estate Services,LLC

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