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635 Patterson Rd, Savannah, TN, 38372

4beds
4baths
3,245sqft
$599,900
$185price/sqft
$5,125/moest. monthly cost
$205,000/yrincome needed

About This Home

Over 3,000 sq ft, 4 bedroom / 3.5 bath home on 1.06± acres located at the corner of Patterson Rd and Clifton Rd in Savannah, TN. Home features an open-concept layout with LVP flooring, quartz countertops, custom kitchen cabinets, and premium finishes throughout. Primary suite measures approx. 20x20 and includes a large bath with walk-in shower, double vanities, and a walk-in closet with direct access to the laundry room. All bedrooms include large walk-in closets. A 14x14 concrete safe room provides space for a secure 4th bedroom, office, or storm shelter. Exterior features include a private, fenced-in backyard with gated driveway access, custom garage pavilion with fire pit area, concrete driveways from street to street, and on-site RV hookups. 30x60 metal building includes two roll-up doors, office, and half bath, suitable for workshop, storage, or business use. Additional upgrades include whole-house water treatment system and on-demand/tankless hot water heater. Excellent location

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
5/10
5/10
Hardin County High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Pantry
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Den,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,245
  • Total interior livable area: 3,245 sqft

Property

Details

  • Parcel number: 072JD00200000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Patio & porch: Patio,Covered
  • Fencing: Other

Lot

  • Lot size: 1.06 Acres
  • Lot size dimensions: 1.06 acres

Parking

  • Parking features: Garage Door Opener,Garage Faces Front,Parking Pad,Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Earthquake
Lightning
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance $607$7,284
Property Taxes $1,222$14,664
Electricity $263$3,163
Total$5,125$61,500

Income You'd Need if You Spent...

35% on housing$175,714/yr
40% on housing$153,750/yr
45% on housing$136,666/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 38372$188
Hardin County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 38372
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-01Listed for sale$599,900
2020-09-16Sold$16,000
2015-06-24Listing removed$195,000
2014-12-30Listed for sale$195,000
2011-06-18Listing removed$195,000
2010-05-22Price change$195,000
2009-09-25Listed for sale$199,000
1997-10-10Sold$16,400

For Sale by Agent

AgentMelanie Cromwell
BrokerageBST Realty

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