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540 Muscatel Ln, Counce, TN, 38326

4beds
3baths
2,080sqft
$649,000
$312price/sqft
$5,149/moest. monthly cost
$205,960/yrincome needed

About This Home

Custom-Built Lakehouse w/ open floor plan. Double Boathouse 28x32 m/l just down the street. Plenty of room for family & guests inside and out. Two story living area with beams & vaulted ceiling. Entertain on the oversized Covered Deck w/ Wood-burning Fireplace. Selling partially furnished.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Pickwick Southside SchoolGrades PK-87.5 mi
5/10
Hardin County High SchoolGrades 9-1214.0 mi

Construction

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters
  • Fireplace features: YES
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,080

Heating & Cooling

  • Heating features: Cntrl Elec
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Property

Details

  • Parcel number: Parcel 00600

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.90 Acres
  • Lot size dimensions: 272 x 194 x 167 x 159

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Landslide
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $749$8,988
Property Taxes $944$11,328
Electricity $175$2,103
Total$5,149$61,788

Income You'd Need if You Spent...

35% on housing$176,537/yr
40% on housing$154,470/yr
45% on housing$137,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 38326$208
Hardin County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 38326
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$649,000
2026-03-03Listing removed$650,000
2026-01-28Price change$650,000
2025-08-28Listed for sale$695,000
2020-08-21Sold$106,000
2020-07-09Listed for sale$106,000

For Sale by Agent

AgentKaren Barnett
BrokerageCallens Realty LLC

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