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800 River Cliff Ln, Counce, TN, 38326

5beds
4baths
3,100sqft
$1,799,000
$580price/sqft
$14,042/moest. monthly cost
$561,680/yrincome needed

About This Home

Originally built in 1980, this home underwent a complete transformation in 2020. The original structure was taken down to portions of the foundation and a few existing walls before being extensively rebuilt inside and out. A brand-new garage was added, and all rooflines were redesigned, giving the home an entirely new appearance and exceptional curb appeal. With nearly every component updated or newly constructed, this home offers the quality, style, and feel of a home built in 2020 rather than 1980. The home is being offered mostly furnished, making it move-in or vacation-ready. It also includes two covered boat slips with lifts in marina, conveniently located directly in front of the home and overlooking a breathtaking, wide-open view of Pickwick Lake. Situated in one of Pickwick Lake's most desirable subdivisions, this exceptional property combines luxury, convenience, and some of the area's finest waterfront views. Gaming Consoles & tables not included but negotiable.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Pickwick Southside SchoolGrades PK-88.3 mi
5/10
Hardin County High SchoolGrades 9-1214.9 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Area: 392

Dining Room

  • Area: 160

Features

  • 1 or More BR Down,Primary Down,Square Feet Source: Matterport measuring
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,100 sqft

Living Room

  • Features: LR/DR Combination
  • Area: 384

Master Bedroom

  • Area: 182

Property

Details

  • Parcel number: 173F A 003.00

Features

  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Covered Patio,Deck
  • Exterior features: Boat Slip
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size dimensions: 55.08 x 130.25 x 118 x 127.65

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Landslide
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance $2,076$24,912
Property Taxes $2,619$31,428
Electricity $251$3,022
Total$14,042$168,504

Income You'd Need if You Spent...

35% on housing$481,440/yr
40% on housing$421,260/yr
45% on housing$374,453/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 38326$194
Hardin County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 38326
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-19Listed for sale$1,799,000
2019-10-24Sold$415,000
2019-09-24Pending sale$499,900
2019-07-16Price change$499,900
2019-05-14Price change$546,900
2019-02-14Price change$549,000
2018-11-17Listed for sale$599,900

For Sale by Agent

AgentDuane Wright
BrokerageDuane Wright Realty

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