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460 Mazies Chapel Rd, Lexington, TN, 38351

4beds
2baths
3,100sqft
$290,000
$94price/sqft
$2,354/moest. monthly cost
$94,160/yrincome needed

About This Home

Seller financing available - This home offers seller financing and rent-to-own / lease-to-own options for qualified buyers perfect for anyone who wants a path to homeownership without the traditional mortgage process.no bank required! This is a great opportunity for buyers looking for flexible financing options. Contact the listing agent for details. This beautifully updated home offers the perfect blend of comfort, space, and convenience just a short drive from Natchez Trace State Park. This home is 2.1 miles away from the Lodge at Natchez Trace, which is currently undergoing renovation with an anticipated opening in the spring of 2028. Spend your mornings on the water, your afternoons exploring the outdoors, and your evenings relaxing in a move-in ready home with modern updates throughout. Inside, you'll find fresh neutral paint, wood-look flooring, bright white trim, updated lighting, and spacious living areas filled with natural light. The open living area features a charming white brick fireplace with a black mantel, while the kitchen offers white cabinetry, subway tile backsplash, updated countertops, black hardware, and plenty of cabinet space. After a day of fishing, hunting, hiking, or boating, unwind in the beautifully updated walk-in tiled shower with glass enclosure and modern black fixtures. The large yard, mature trees, covered front porch, and generous outdoor space make this property ideal for enjoying Tennessee living. With Natchez Trace State Park nearby, this home is a great fit for buyers looking for a comfortable full-time residence, weekend getaway, or outdoor-focused retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Pin Oak Elementary SchoolGrades PK-85.6 mi
7/10
Lexington High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: false
  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Area: 306
  • Dimensions: 18.0 x 17.0

Bedroom

  • Level: Main
  • Area: 138
  • Dimensions: 11.5 x 12.0

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Fireplace features: Gas Starter,Other
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Kitchen

  • Level: Main
  • Area: 731
  • Dimensions: 43.0 x 17.0

Living Room

  • Level: Main
  • Area: 345
  • Dimensions: 23.0 x 15.0

Master Bathroom

  • Level: Main
  • Area: 147
  • Dimensions: 21.0 x 7.0

Master Bedroom

  • Level: Main
  • Area: 231
  • Dimensions: 21.0 x 11.0

Property

Details

  • Parcel number: 063 024.00
  • Special condition: Agent Owned

Features

  • Levels: One

Lot

  • Lot size: 1.50 Acres
  • Lot size dimensions: 194*333*194*328

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance $260$3,120
Property Taxes $377$4,524
Electricity $251$3,022
Total$2,354$28,248

Income You'd Need if You Spent...

35% on housing$80,708/yr
40% on housing$70,620/yr
45% on housing$62,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 38351$154
Henderson County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 38351
Henderson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$290,000
2026-08-03Price change$290,000
2026-07-28Price change$295,000
2026-07-08Price change$300,000
2026-07-01Price change$310,000
2026-06-22Price change$315,000
2026-06-15Price change$325,000
2026-06-10Price change$335,000
2026-06-04Listed for sale$350,000
2017-11-28Sold$85,100
2017-04-20Sold$75,000
2017-03-15Price change$82,455
2017-02-17Price change$96,795
2016-12-20Price change$107,550
2016-11-04Listed for sale$119,500
2016-10-06Sold$123,189
2015-11-13Sold$123,189
2011-08-09Sold$100,000
2011-06-14Price change$103,680
2011-01-23Price change$115,200
2010-11-20Listed for sale$128,000
2001-11-26Sold$115,083
2000-03-22Sold$142,244
1997-08-22Sold$142,245

For Sale by Agent

AgentErik Pieniazek
BrokerageSteadfast Home Advisors

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