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649 Natchez Trace Dr, Lexington, TN, 38351

3beds
1baths
1,396sqft
$189,000
$135price/sqft
$1,357/moest. monthly cost
$54,280/yrincome needed

About This Home

This beautifully updated home offers comfort, functionality, and thoughtful upgrades throughout. Situated on a spacious corner double lot, this property features recent renovations including the removal of carpet to reveal gorgeous hardwood floors that were refinished, a remodeled bathroom, and a new electrical panel for peace of mind. The kitchen boasts new linoleum flooring and leads to a cozy back deck with a pathway to the shed and a covered outdoor kitchen area—perfect for entertaining or relaxing. A standout feature is the covered backyard deck located directly above the storm shelter/cellar, providing both practicality and charm. Additional highlights include newer windows, a roof less than 10 years old, and an updated HVAC system. Don't miss this move-in ready home with modern updates and a unique outdoor living space—ideal for enjoying all that Lexington has to offer!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
Lexington Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Property condition: false
  • Year built: 1957

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 15.0 x 10.0

Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11.0 x 11.0

Features

  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,396 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14.0 x 11.0

Laundry

  • Level: Main
  • Area: 88
  • Dimensions: 8.0 x 11.0

Living Room

  • Level: Main
  • Area: 264
  • Dimensions: 22.0 x 12.0

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15.0 x 12.0

Property

Details

  • Parcel number: 082C B 001.00
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 150 x 150

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Lightning
Strong Wind
Tornado
Heat Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance $169$2,028
Property Taxes $58$696
Electricity $175$2,103
Total$1,357$16,284

Income You'd Need if You Spent...

35% on housing$46,525/yr
40% on housing$40,710/yr
45% on housing$36,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 38351$154
Henderson County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 38351
Henderson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Price change$189,000
2025-11-03Price change$193,000
2025-08-09Listed for sale$198,000
2024-05-31Sold$150,000
2024-05-15Pending sale$169,900
2023-12-08Price change$169,900
2023-10-12Listed for sale$175,000

For Sale by Agent

AgentJason Galaz
BrokerageeXp Realty, LLC

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