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315 White Owl Street, Dixon, CA, 95620

2beds
2baths
1,460sqft
$579,000
$397price/sqft
$3,797/moest. monthly cost
$151,880/yrincome needed

About This Home

Welcome to 315 White Oak St, located in the highly sought‑after Four Seasons at Homestead. Hovnanian's premier gated 55+ active‑adult community known for low‑maintenance living and exceptional resort‑style amenities. This beautifully upgraded single‑story home offers 2 bedrooms, 2 full baths, a versatile den, and 1,460 SqFt of thoughtfully designed living space. The modern kitchen serves as the heart of the home, featuring a spacious island ideal for cooking, gathering, and entertaining. Every detail has been enhanced so you can simply move in and enjoy. Step outside to a backyard designed for relaxation and year‑round enjoyment, complete with a covered patio, additional awning, raised garden beds, and low‑maintenance artificial turf. Bring your BBQ, your firepit, and your friends, this space is made for memorable spring and summer evenings. Residents enjoy access to an impressive array of amenities, including a state‑of‑the‑art clubhouse, fitness center, pools, yoga deck, outdoor kitchens, pickleball courts, dog parks, scenic walking trails, and more. This is a rare opportunity to own a stunning home in one of the area's most desirable 55+ communities where comfort, convenience, and lifestyle come together beautifully.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
4/10
John Knight MiddleGrades 6-82.0 mi
7/10
Dixon High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Other

  • Builder name: K. Hovnanian California

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Free-Standing Gas Range,Range Hood,Microwave
  • Laundry features: Inside Area

Basement

  • Basement: None

Bathroom

  • Features: Granite,Tub w/Shower Over
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Bar,Dining/Family Combo
  • Level: Main

Family Room

  • Features: Cathedral/Vaulted
  • Level: Main

Features

  • Window features: Dual Pane Full,Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,460
  • Total interior livable area: 1,460 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Island w/Sink,Pantry Closet
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Granite,Shower Stall(s)

Master Bedroom

  • Features: Closet
  • Level: Main

Property

Details

  • Parcel number: 0114424310
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Awning(s),Rear Porch,Patio
  • Fencing: Wood

Lot

  • Lot size: 5,288 sqft
  • Features: Auto Sprinkler F&R,Curb(s),Shape Regular

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$143$1,716
Property Taxes $329$3,948
Electricity $398$4,786
Total$3,797$45,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,182/yr
40% on housing$113,910/yr
45% on housing$101,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 95620$286
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 95620$330
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$559,000
2026-07-10Listed for sale$579,000
2026-04-29Listing removed$585,000
2026-02-26Price change$585,000
2026-02-13Listed for sale$595,000

For Sale by Agent

AgentBill Allard
BrokerageRE/MAX Gold

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