115 Mostly Locust Dr, Buchanan, TN, 38222
About This Home
Price Reduced!! Enjoy peace and privacy on 20.8 secluded acres just minutes from Kentucky Lake. This well cared for home offers 4 bedrooms 3 full baths and a partially finished basement, providing plenty of space for family and guests. Custom designed main level kitchen complete with granite countertops, stylish tile backsplash, eating bar, pantry space, and an abundance of cabinets with pull-out features for maximum functionality. Inviting living room showcases a gorgeous stone gas fireplace as the centerpiece. Ideal for multi-generational living, the basement boasts a full kitchen, dinette area off the den and a full bath. Property includes a 40x30 metal building with propane heat and finished office space, along with a 30x24 outbuilding featuring a full kitchen, oven, stove top, a/c unit, half bath w/electric water heater, wood stove and roll up door. Perfect for pets, featuring expansive dog runs, a fenced area for dog house. Mostly Locust is a private drive, easement to 160 Mostly Locust Dr will convey.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Split Level
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
Bedroom1
- Features: Walk-In Closet(s)
- Level: Walk-In Closet(s)
- Area: 182
- Dimensions: 14x13
Bedroom2
- Area: 255
- Dimensions: 17x15
Bedroom3
- Area: 132
- Dimensions: 12x11
Bedroom4
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Den
- Area: 304
- Dimensions: 19x16
Dining Room
- Features: Separate
- Level: Separate
- Area: 143
- Dimensions: 13x11
Features
- Bookcases,Built-in Features,Ceiling Fan(s),Extra Closets,In-Law Floorplan,Open Floorplan,Walk-In Closet(s),High Speed Internet
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 962
- Finished area above ground: 2,056
Heating & Cooling
- Heating features: Central,Heat Pump,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,018
- Total interior livable area: 3,018 sqft
Kitchen
- Area: 182
- Dimensions: 14x13
Living Room
- Area: 360
- Dimensions: 20x18
Master Bathroom
- Features: Double Vanity
- Level: Double Vanity
Other
- Features: Florida Room
- Level: Florida Room
- Area: 255
- Dimensions: 17x15
Other
- Features: Utility Room
- Level: Utility Room
- Area: 45
- Dimensions: 9x5
Property
Details
- Parcel number: 073 02202 000
- Special condition: Standard
Features
- Levels: Multi/Split
- Stories: 3
- Patio & porch: Deck,Covered,Patio,Screened
- Topography of land: Wooded
Lot
- Lot size: 20.80 Acres
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,045 | $48,540 |
| Home Insurance | $388 | $4,656 |
| Property Taxes | $776 | $9,312 |
| Electricity | $245 | $2,942 |
| Total | $5,454 | $65,448 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $879,900 |
| 2026-05-01 | Price change | $899,900 |
| 2026-04-01 | Listed for sale | $920,000 |
| 2025-12-27 | Listing removed | $925,000 |
| 2025-09-03 | Price change | $925,000 |
| 2025-06-25 | Listed for sale | $975,000 |
| 2023-04-11 | Sold | $6,000 |
For Sale by Agent
View on Zillow