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2526 Scenic Lake Cir, Morristown, TN, 37814

2beds
3baths
2,812sqft
$575,000
$204price/sqft
$4,077/moest. monthly cost
$163,080/yrincome needed

About This Home

Septic system is permitted for 2 bedrooms but home offers multiple additional rooms currently used as sleeping spaces with closets. Imagine starting your mornings overlooking Cherokee Lake and ending your evenings on a nice covered deck, this home makes that lifestyle possible. This beautifully renovated home was taken down to the studs in 2019, offering peace of mind with modern updates throughout and a fresh, like-new feel. Located in the desirable Russellville School District, this home checks all the boxes. With over 2,800 sq ft of living space, this home is designed to impress from the moment you walk in. The main level features stunning Calli bamboo flooring, an open-concept layout, and a warm, inviting living room with wood-beamed ceilings and a fireplace. The kitchen is a showstopper complete with granite countertops, a massive island with prep sink, custom hood vent, pantry, and a dedicated coffee bar. The dining area also features lots of windows and a cozy fireplace, creating the perfect space for gathering. Wake up to breathtaking Cherokee Lake views from the entire front of the home, and step out onto the oversized covered deck to soak it all in. The main level also offers two guest bedrooms, a full guest bath with double vanity, plus a spacious primary suite with walk-in closet and a beautifully finished bath with double vanity and full tile shower. Downstairs, you'll find even more space to spread out with a large den, additional gas fireplace, office, two rooms with closets, a full bath with double sinks, and a gorgeous laundry room with built-ins (washer & dryer included). There's also a 360 sq ft storage/workshop area with potential to convert into garage space if desired. Located just minutes from Hwy 25E, this home offers the perfect blend of lake life and convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
East Ridge Middle SchoolGrades 6-83.3 mi
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1992

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Range Hood,Refrigerator,Washer,Washer/Dryer Stacked
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Beamed Ceilings,Built-in Features,Chandelier,Double Vanity,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Recessed Lighting,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Bamboo,Tile
  • Number of fireplaces: 3
  • Fireplace features: Den,Electric,Gas Log,Metal,Propane
  • Fireplace: Yes
  • Finished area below ground: 1,152
  • Finished area above ground: 1,660

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,812 sqft

Property

Details

  • Parcel number: 011I A 03100 000

Features

  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch
  • Exterior features: Lighting,Rain Gutters,Smart Lock(s)
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 0.34 Acres
  • Features: Views
  • Lot size dimensions: 78/146/123/144

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance $253$3,036
Property Taxes $689$8,268
Electricity $228$2,741
Total$4,077$48,924

Income You'd Need if You Spent...

35% on housing$139,782/yr
40% on housing$122,310/yr
45% on housing$108,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 37814$161
Hamblen County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37814$189
Hamblen County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$599,900
2026-02-07Price change$600,000
2026-01-29Price change$634,900
2026-01-14Price change$649,000
2026-01-07Listed for sale$659,900
2019-03-06Listing removed$114,900
2019-03-06Listed for sale$114,900
2019-03-05Sold$110,000
2019-01-21Pending sale$114,900
2018-11-01Price change$114,900
2018-10-09Price change$119,900
2018-06-13Price change$124,900
2018-05-30Listed for sale$129,900
2014-12-10Listing removed$129,900
2014-10-31Price change$129,900
2014-05-24Price change$119,900
2014-05-22Price change$144,900
2014-04-02Price change$119,900
2014-02-27Price change$124,900
2014-02-15Price change$126,900
2014-02-06Price change$129,900
2014-01-25Listed for sale$132,900
2004-11-03Sold$109,900

For Sale by Agent

AgentSiobhan Elkins
BrokerageElite Realty Group

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