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1921 Hill Trail Dr, Morristown, TN, 37814

2beds
1baths
1,607sqft
$339,900
$212price/sqft
$2,449/moest. monthly cost
$97,960/yrincome needed

About This Home

Escape to Cherokee Lake!... Don't miss this charming single-family home offering seasonal lake views and a lifestyle you'll love coming home to. Situated on a peninsula with deeded lake access, this property is a rare find in the Morristown area. Step inside to find natural light pouring through the windows, highlighting the new laminate flooring throughout. The modern kitchen is both stylish and functional, featuring quartz countertops and backsplash. It also comes equipped with KitchenAid appliances, a dual convection oven with induction stove top and a 48 wine bottle chiller dual zone! This open concept layout maximizes every inch of space. Main floor living is made easy with the master bedroom, a second bedroom, laundry, and a welcoming sitting area all on one level. Head upstairs to discover two additional finished rooms -- perfect for a home office, hobby space, guest quarters, or whatever fits your lifestyle. The full bathroom features a sleek smart mirror and large walk-in shower, adding a modern touch. Outside, enjoy your morning coffee or evening sunsets from the side deck while taking in the serene beauty of East Tennessee. The solid all-block basement provides excellent storage or the potential for even more usable space. This home has been extensively upgraded throughout, making it truly move-in ready.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
Fairview MargueriteGrades PK-51.4 mi
4/10
Meadowview Middle SchoolGrades 6-82.3 mi
5/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Brick,Wood Siding

Notable Dates

  • Major remodel year: 1960

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Bathroom,In Hall,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Full,Unfinished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Breakfast Bar,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Fireplace features: Metal
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,607

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,607 sqft

Property

Accessibility

  • Accessibility features: Common Area

Details

  • Parcel number: 017I B 00200 000
  • Special condition: Standard

Features

  • Levels: One,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Rear Porch,Side Porch
  • Exterior features: Awning(s),Rain Gutters,Storage
  • Fencing: None
  • Has view: Yes
  • Waterfront features: Lake,Lake Privileges

Lot

  • Lot size: 0.28 Acres
  • Features: Level,Views
  • Lot size dimensions: 115'/103'/101'/121'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance $149$1,788
Property Taxes $407$4,884
Electricity $175$2,103
Total$2,449$29,388

Income You'd Need if You Spent...

35% on housing$83,965/yr
40% on housing$73,470/yr
45% on housing$65,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 37814$162
Hamblen County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37814$189
Hamblen County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$324,900
2026-07-21Price change$339,900
2026-06-11Listed for sale$349,900
2021-12-16Sold$135,000
2021-09-22Pending sale$135,000
2021-09-17Listed for sale$135,000

For Sale by Agent

AgentSteve Carpenter
BrokerageRE/MAX Real Estate Ten Midtown

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