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913 Lloyd St, Morristown, TN, 37814

3beds
2baths
1,107sqft
$255,000
$230price/sqft
$2,047/moest. monthly cost
$81,880/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 2-bath ranch-style home that's perfect for first-time buyers, growing families, or anyone looking for comfortable, convenient living. Featuring an open and inviting floor plan, this home offers a spacious living area, a functional kitchen, and well-sized bedrooms designed for everyday comfort. The primary suite includes its own private bath, while two additional bedrooms provide plenty of space for family, guests, or a home office. The home includes a full basement, offering endless possibilities for storage, a workshop, recreation space, or future expansion. Situated on a generous lot with a private backyard, there's plenty of room to relax, entertain, or enjoy outdoor activities. Conveniently located just minutes from shopping, restaurants, schools, and all that Morristown has to offer, this move-in-ready home combines affordability, functionality, and location. Don't miss your opportunity to make this wonderful property your own! Home being sold AS-IS

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
4/10
Meadowview Middle SchoolGrades 6-80.6 mi
5/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block,Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2009

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Kitchen,Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Exterior Entry,Interior Entry

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,107

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,107 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 025.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Gate,Partial

Lot

  • Lot size: 0.38 Acres
  • Features: Back Yard,Front Yard,Gentle Sloping,Sloped
  • Lot size dimensions: 80 x 190

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance $112$1,344
Property Taxes $471$5,652
Electricity $175$2,103
Total$2,047$24,564

Income You'd Need if You Spent...

35% on housing$70,182/yr
40% on housing$61,410/yr
45% on housing$54,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 37814$163
Hamblen County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 37814$189
Hamblen County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$255,000
2026-06-10Listed for sale$260,000
2023-09-06Sold$236,000
2023-08-23Pending sale$239,000
2023-08-18Listed for sale$239,000
2023-08-16Listing removed--
2023-07-26Listed for sale$259,000
2022-06-17Sold$190,000
2022-05-07Pending sale$199,900
2022-04-11Listed for sale$199,900
1999-03-26Sold$73,600
1995-06-21Sold$2,000

For Sale by Agent

AgentEmily Lowe Sexton
BrokerageKeller Williams Properties

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