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7713 Melanie Cir, Talbott, TN, 37877

3beds
3baths
2,170sqft
$790,000
$364price/sqft
$5,481/moest. monthly cost
$219,240/yrincome needed

About This Home

Living the Lake Life!! Check out this Cherokee Lake front home in a deep cove on the west end of Hamblen County. This home has 3 bedrooms, 2 full baths and a half bath. There are two family rooms and each have a fireplace and awesome views of the lake. There is a bonus room that can be used as a office if needed. You can enjoy the views from the large deck that has a large covered area plus there is a lower stone sitting area as well. The covered dock has plenty of room for two boats and your lake toys. Call for a showing!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Alpha Elementary SchoolGrades K-53.7 mi
7/10
West View Middle SchoolGrades 6-85.9 mi
5/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Asbestos Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile,Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,170

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,746
  • Total interior livable area: 2,170 sqft

Property

Details

  • Parcel number: 010.00

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Dock
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Cherokee Lake

Lot

  • Lot size: 0.51 Acres
  • Features: Views,Waterfront
  • Lot size dimensions: 129,179,131,186

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 5
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance $364$4,368
Property Taxes $947$11,364
Electricity $176$2,115
Total$5,481$65,772

Income You'd Need if You Spent...

35% on housing$187,920/yr
40% on housing$164,430/yr
45% on housing$146,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 37877$232
Hamblen County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 37877$177
Hamblen County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentGary Roberts
BrokerageCrye-Leike Premier Real Estate LLC

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