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1420 Ruthbrooke Dr, Mount Carmel, TN, 37645

5beds
3baths
2,292sqft
$399,000
$174price/sqft
$2,585/moest. monthly cost
$103,400/yrincome needed

About This Home

Welcome to 1420 Ruthbrooke Drive in Mount Carmel, where comfort, character, and convenience collide to create a home that's as versatile as it is inviting. UPDATED With 6 bedrooms which one of the bedrooms was originally a formal living room and two-and-a-half baths. this traditional two-story home offers plenty of room for both everyday living and unforgettable gatherings. Step inside to find gleaming ALL NEWfloors throughout the home, refreshed kitchens and baths, and a warm living area anchored by a cozy gas fireplace--the perfect spot for quiet evenings or lively celebrations. Downstairs, a heated and cooled unfinished basement provides endless opportunities, whether you envision a media room, man cave, home gym with fireplace The thoughtful details continue throughout: a spacious primary suite, a light-filled dining area that flows seamlessly into the kitchen, and multiple flex rooms that let you design your space around your lifestyle. Outdoors, the nearly half-acre lot is level, private, and ideal for entertaining, with a covered patio just waiting for backyard barbecues, holiday parties, or marshmallow-roasting nights under the stars. A two-car attached garage and wide driveway make parking a breeze, while the brick-and-vinyl exterior adds timeless curb appeal. Built in 1981, this home has been lovingly maintained and offers the best of both worlds--classic charm with modern updates. The neighborhood of Brookshire Hills is known for its welcoming atmosphere and convenient location, with Mount Carmel Elementary just minutes away along with other local schools and amenities. Best of all? There's no HOA, giving you the freedom to truly make this house your home without extra rules or fees. Whether you're looking for space to grow, rooms that flex with your needs, or simply a cozy place to call your own, 1420 Ruthbrooke Drive delivers it all. From the warmth of its fireplaces to the endless possibilities of its basement, every detail is designed to make life comfortable, convenient, and just a little more fun. Schedule your tour today and see why this Mount Carmel gem is the perfect place to write your next chapter! Buyer/buyer agent to verify any and all information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
5/10
4/10
Volunteer High SchoolGrades 9-128.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Above Average
  • Year built: 1981

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Garage Door,Heated,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer,Laminate Counters,Open Floorplan,Remodeled,Walk-In Closet(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Basement,Brick,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 3,659
  • Total interior livable area: 2,292 sqft

Property

Details

  • Parcel number: 012g A 01200 000
  • Zoning: R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Patio
  • Exterior features: See Remarks
  • Fencing: Back Yard
  • Topography of land: Level, Rolling Slope

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 110 x 200

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance $206$2,472
Property Taxes $176$2,112
Electricity $186$2,234
Total$2,585$31,020

Income You'd Need if You Spent...

35% on housing$88,628/yr
40% on housing$77,550/yr
45% on housing$68,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 37645$113
Hawkins County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37645$175
Hawkins County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$419,000
2026-04-16Listed for sale$429,900
2025-10-25Listing removed$409,900
2025-08-28Listed for sale$409,900
2025-08-21Listing removed$415,000
2025-08-05Price change$415,000
2025-07-23Price change$419,000
2025-06-24Price change$429,000
2025-05-28Price change$449,900
2025-05-18Listed for sale$459,900
2024-02-12Sold$370,000
2024-01-12Pending sale$380,000
2023-12-05Listed for sale$380,000
2018-12-17Listing removed$260,000
2018-11-05Listed for sale$260,000
2018-03-16Sold$236,000
2018-02-20Pending sale$246,900
2017-12-27Listed for sale$246,900
1998-02-13Sold$128,000

For Sale by Agent

AgentElla Scissom
BrokerageThe Addington Agency Bristol

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