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524 Cherokee Dr, Mt Carmel, TN, 37645

4beds
2baths
2,602sqft
$379,000
$146price/sqft
$2,489/moest. monthly cost
$99,560/yrincome needed

About This Home

Opportunities to enjoy this level of space & privacy, without sacrificing convenience are increasingly rare. Nestled on 3.2 acres just minutes from Kingsport, this meticulously maintained brick residence combines everyday ease w/ long-term potential, offering a lifestyle that is both practical & inspiring. Designed for true one-level living, the home features four generously sized bedrooms, two full bathrooms, & multiple flexible living areas to accommodate your unique needs, whether you're working from home, entertaining guests, or simply relaxing w/ family. The thoughtfully updated kitchen seamlessly blends modern amenities with the home's original character, while a split floor plan ensures privacy between the bedrooms & communal spaces. Quality finishes such as hardwood & tile flooring, crown molding, & fresh interior paint contribute to a sense of warmth & attention to detail throughout. Significant recent improvements have been made to the crawl space, proactively addressing moisture concerns & providing peace of mind for the future. Documentation of this work is available upon request. Step outside to discover expansive, open skies & a sweeping backyard bordered by a natural tree buffer, providing both tranquility & privacy. The property adjoins the walking trails of the city park, offering immediate access to recreation while maintaining a secluded atmosphere. The gently rolling acreage invites a variety of uses from cultivating a homestead garden or orchard, to keeping animals, or simply enjoying a vast green space that changes w/ the seasons. A detached two-bay garage, complete w/ cabinetry & workspace, is perfect for storage, hobbies, or weekend projects. The location offers the best of both worlds: proximity to downtown Kingsport & major highways, yet nestled in a peaceful setting w/ city utilities & taxes. Schedule your private tour today. IT IS THE SOLE RESPONSIBILITY OF BUYER AND BUYER AGENT TO VERIFY ALL INFORMATION CONTAINED HEREIN

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

9/10
5/10
4/10
Volunteer High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1959

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Dining Combo,Marble Counters
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Basement,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 600

Heating & Cooling

  • Heating features: Heat Pump,Wood Stove
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,602
  • Total interior livable area: 2,602 sqft

Property

Details

  • Parcel number: 021m B 006.01
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Topography of land: Level, Part Wooded, Sloped

Lot

  • Lot size: 3.20 Acres
  • Lot size dimensions: See acreage

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance $195$2,340
Property Taxes $167$2,004
Electricity $211$2,536
Total$2,489$29,868

Income You'd Need if You Spent...

35% on housing$85,337/yr
40% on housing$74,670/yr
45% on housing$66,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 37645$117
Hawkins County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37645$175
Hawkins County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$379,000
2026-01-16Price change$387,100
2025-11-20Price change$395,000
2025-08-18Price change$399,999
2025-06-30Price change$415,000
2025-05-29Listed for sale$425,000
2023-07-11Listing removed--
2023-06-16Listed for sale$425,000
2022-01-31Sold$325,000
2021-10-19Contingent$325,000
2021-10-17Listed for sale$325,000
2021-10-01Contingent$325,000
2021-09-28Listed for sale$325,000

For Sale by Agent

AgentJim Griffin
BrokerageLPT Realty - Griffin Home Group

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