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433 Mimosa St, Mt Carmel, TN, 37645

2beds
2baths
1,476sqft
$229,995
$156price/sqft
$1,556/moest. monthly cost
$62,240/yrincome needed

About This Home

Check out this one-level home in the heart of Mt. Carmel offering comfortable living with income-producing potential that's hard to find at this price point! With 2 bedrooms and 1.5 baths, the main home features some updates that give it a fresh feel while retaining its cozy character, perfect for a first-time buyer, downsizer, or savvy investor. What truly sets this property apart is the detached garage apartment, offering a fantastic opportunity for rental income, a private guest suite, or a home office retreat. Add to that the garage space below, plus an additional garage and storage building, and you'll have plenty of room for vehicles, tools, hobbies, and extra belongings. The generous lot gives you outdoor space that's increasingly hard to come by, and the convenient Mt. Carmel location provides easy access to Kingsport for commutes, shopping, and dining. Whether you're looking to offset your mortgage with rental income or simply want a flexible, well-rounded property with room to grow, 433 Mimosa St checks all the boxes. Come see it for yourself! Property is being sold as-is. Inspections welcome. All information is believed to be accurate, but provided as a courtesy only--buyers and their agents are encouraged to verify all details and complete any due diligence for their intended use.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

9/10
5/10
4/10
Volunteer High SchoolGrades 9-127.7 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Solid Surface Counters
  • Flooring: Carpet,Hardwood,Laminate,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Property

Details

  • Parcel number: 022j B 02300 000
  • Zoning: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Back,Covered
  • Topography of land: Level, Rolling Slope

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 125 x 160

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance $118$1,416
Property Taxes $101$1,212
Electricity $175$2,103
Total$1,556$18,672

Income You'd Need if You Spent...

35% on housing$53,348/yr
40% on housing$46,680/yr
45% on housing$41,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 37645$122
Hawkins County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 37645$175
Hawkins County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$244,995

For Sale by Agent

AgentJustin Branson
BrokeragePath Real Estate LLC

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