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2873 Main St, Surgoinsville, TN, 37873

2beds
1baths
1,112sqft
$315,000
$283price/sqft
$2,052/moest. monthly cost
$82,080/yrincome needed

About This Home

Small Horse, Cattle, Sheep, or goat farm with established Pasture, fencing and Barn. The farm offers a quaint farm house, detached garage, and an adjacent mobile home which could be perfect for extended family members or rental income. With the addition of a wall and door upstairs the home could be a 3 bedroom home. The Mobile Home has a separate address, 2865 Main St, and sits on a 1 acre lot. The property backs onto Highway 11, giving you residential living with possible commercial or development value in the future. This''as-is'' sale provides a rare chance to shape the property to your vision. Country acreage with convenience and visibility — a true opportunity for both homeowners and investors. Allow the rural charm of Surgoinsville, Tennessee open up your mind to the many possibilities of this property. Owner is a Licensed Real Estate Agent and is the listing Agent.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
4/10
Volunteer High SchoolGrades 9-122.6 mi
7/10

Construction

Condition

  • Property condition: Below Average
  • Year built: 1935

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Farmhouse,Traditional
  • Property subType: Single Family Residence,Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Dirt Floor,Exterior Entry,Unfinished

Bathroom1

  • Level: First
  • Area: 60.8
  • Dimensions: 8 x 7.6

Bedroom2

  • Level: Second
  • Area: 115.24
  • Dimensions: 13.4 x 8.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 185.6
  • Dimensions: 16 x 11.6

Features

  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Master Bedroom,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,112
  • Total interior livable area: 1,112 sqft

Kitchen

  • Level: First
  • Area: 148.74
  • Dimensions: 13.4 x 11.1

Living Room

  • Level: First
  • Area: 241.11
  • Dimensions: 17.1 x 14.1

Master Bedroom

  • Level: First
  • Area: 198.951
  • Dimensions: 14.11 x 14.1

Office

  • Level: Second
  • Area: 137.6
  • Dimensions: 16 x 8.6

Sun Room

  • Level: First
  • Area: 128.7
  • Dimensions: 23.4 x 5.5

Property

Details

  • Parcel number: 054 089.00
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Front Porch,Rear Porch
  • Exterior features: Garden
  • Fencing: Pasture
  • Topography of land: Pasture, Rolling Slope

Lot

  • Lot size: 3.90 Acres
  • Features: Pasture
  • Lot size dimensions: 312 x 562 x 291 x 73 x 11 x 516

Parking

  • Parking features: Driveway,Asphalt,Garage Door Opener,Parking Pad
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Landslide
Lightning
Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $146$1,752
Property Taxes $139$1,668
Electricity $175$2,103
Total$2,052$24,624

Income You'd Need if You Spent...

35% on housing$70,354/yr
40% on housing$61,560/yr
45% on housing$54,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 37873$174
Hawkins County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37873$163
Hawkins County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$375,000
2026-02-11Price change$399,000
2026-01-19Price change$479,000
2025-11-30Price change$499,000
2025-11-28Price change$535,000
2025-11-21Listed for sale$599,000

For Sale by Agent

AgentLisha Collingwood
BrokerageAlliance Sotheby's International Realty

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