




2873 Main St, Surgoinsville, TN, 37873
About This Home
Small Horse, Cattle, Sheep, or goat farm with established Pasture, fencing and Barn. The farm offers a quaint farm house, detached garage, and an adjacent mobile home which could be perfect for extended family members or rental income. With the addition of a wall and door upstairs the home could be a 3 bedroom home. The Mobile Home has a separate address, 2865 Main St, and sits on a 1 acre lot. The property backs onto Highway 11, giving you residential living with possible commercial or development value in the future. This''as-is'' sale provides a rare chance to shape the property to your vision. Country acreage with convenience and visibility — a true opportunity for both homeowners and investors. Allow the rural charm of Surgoinsville, Tennessee open up your mind to the many possibilities of this property. Owner is a Licensed Real Estate Agent and is the listing Agent.
Getting Around
Schools
Construction
Condition
- Property condition: Below Average
- Year built: 1935
Materials
- Foundation: Other
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Farmhouse,Traditional
- Property subType: Single Family Residence,Residential,Manufactured Home
Interior
Appliances
- Appliances included: Dryer,Electric Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Dirt Floor,Exterior Entry,Unfinished
Bathroom1
- Level: First
- Area: 60.8
- Dimensions: 8 x 7.6
Bedroom2
- Level: Second
- Area: 115.24
- Dimensions: 13.4 x 8.6
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
- Area: 185.6
- Dimensions: 16 x 11.6
Features
- Door features: Storm Door(s)
- Window features: Storm Window(s)
- Flooring: Carpet,Laminate,Tile,Vinyl
- Number of fireplaces: 2
- Fireplace features: Master Bedroom,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 1,112
- Total interior livable area: 1,112 sqft
Kitchen
- Level: First
- Area: 148.74
- Dimensions: 13.4 x 11.1
Living Room
- Level: First
- Area: 241.11
- Dimensions: 17.1 x 14.1
Master Bedroom
- Level: First
- Area: 198.951
- Dimensions: 14.11 x 14.1
Office
- Level: Second
- Area: 137.6
- Dimensions: 16 x 8.6
Sun Room
- Level: First
- Area: 128.7
- Dimensions: 23.4 x 5.5
Property
Details
- Parcel number: 054 089.00
- Zoning: Residential
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Enclosed,Front Porch,Rear Porch
- Exterior features: Garden
- Fencing: Pasture
- Topography of land: Pasture, Rolling Slope
Lot
- Lot size: 3.90 Acres
- Features: Pasture
- Lot size dimensions: 312 x 562 x 291 x 73 x 11 x 516
Parking
- Parking features: Driveway,Asphalt,Garage Door Opener,Parking Pad
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Landslide
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance | $146 | $1,752 |
| Property Taxes | $139 | $1,668 |
| Electricity | $175 | $2,103 |
| Total | $2,052 | $24,624 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $375,000 |
| 2026-02-11 | Price change | $399,000 |
| 2026-01-19 | Price change | $479,000 |
| 2025-11-30 | Price change | $499,000 |
| 2025-11-28 | Price change | $535,000 |
| 2025-11-21 | Listed for sale | $599,000 |
For Sale by Agent
