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About This Home

Fixer Upper Opportunity - Prime Location with Recreation Nearby ATTENTION INVESTORS & HANDYMEN! Solid opportunity in the heart of historic Surgoinsville with park access just around the corner and near river/lake access for outdoor recreation — perfect for a renovation project or rental flip. This 1,260 sq. ft. single-family home on a level 7,405 sq. ft. lot offers a clean slate for your vision. With no existing heat/AC and in need of TLC, this property is priced accordingly and ready for thoughtful updates. Located just off Main Street, you're minutes from local dining, shopping, schools, and only 10 minutes to Rogersville and 25 minutes to Kingsport for commuter convenience. Don't miss one of the best priced homes in Surgoinsville — bring your contractor and unlock the potential in this classic cottage-style property!

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

5/10

Surgoinsville Middle SchoolGrades 5-80.6 mi

4/10

Volunteer High SchoolGrades 9-125.6 mi

7/10

Surgoinsville Elementary SchoolGrades PK-40.8 mi

Construction

Condition

Property condition: Fixer,Poor
Year built: 1940

Materials

Roof: Shingle
Construction materials: Asbestos

Type & Style

Home type: SingleFamily
Architectural style: Cottage
Property subType: Single Family Residence,Residential

Interior

Heating & Cooling

Heating features: None
Cooling features: None

Interior Area

Total structure area: 1,260
Total interior livable area: 1,260 sqft

Property

Details

Parcel number: 066p B 026.00
Zoning: Res

Features

Topography of land: Level, Sloped

Lot

Lot size: 7,405 sqft
Lot size dimensions: 50 x 150

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

LandslideRelatively High
LightningRelatively High
Strong WindRelatively High
Winter WeatherRelatively High
Cold WaveModerate
Inland FloodingModerate
TornadoModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Tennessee Counties

Flood

Severe Storm

Straight Line Winds

Tornado

Tropical Storm

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$164	$1,968
Home Insurance	$15	$180
Property Taxes	$14	$168
Electricity	$175	$2,103
Total	$368	$4,416

Income You'd Need if You Spent...

30% on housingRecommended$14,720/yr

35% on housing$12,617/yr

40% on housing$11,040/yr

45% on housing$9,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%

7.3%

0%30.0%

Electricity Growth Rate10-year average: 4.5%

4.5%

0%15.0%

Property Taxes Growth Rate2-year average: -1.3%

-1.3%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$26This listing

vs Other Active Listings

Avg $/sqft

ZIP 37873$206

Hawkins County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 37873$163