See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

132 Judd Ln, Cookeville, TN, 38501

3beds
3baths
2,730sqft
$439,900
$161price/sqft
$2,806/moest. monthly cost
$112,240/yrincome needed

About This Home

If you've been dreaming of a place with space to spread out, this 3.18-acre mini-farm in North Cookeville is the real deal. The 3-bed, 2.5-bath home has been nicely updated, including a brand-new AC unit, and offers plenty of room for everyone. Enjoy a second living room upstairs plus additional finished rooms in the basement that are perfect for a home office, gym, playroom, or guest space. The oversized laundry room makes everyday life easier. Got an RV? You'll love the full hookups right on the property. Outside, there's a solid outbuilding with concrete floors, power, and even a chicken coop ready to go. The land is flat, usable, and ideal for gardening, animals, or simply soaking up the peaceful setting—while still being just minutes from town. The best of both worlds, ready for your next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
5/10
Jackson County High SchoolGrades 9-1210.8 mi
8/10

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Interior Area

  • Total structure area: 2,730
  • Total interior livable area: 2,730 sqft

Property

Details

  • Parcel number: 064 023.07

Lot

  • Lot size: 3.18 Acres
  • Lot size dimensions: 3.18AC

Parking

  • Total spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $222$2,664
Property Taxes $139$1,668
Electricity $221$2,661
Total$2,806$33,672

Income You'd Need if You Spent...

35% on housing$96,205/yr
40% on housing$84,180/yr
45% on housing$74,826/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 38501$150
Jackson County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 38501$178
Jackson County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$439,900
2026-04-10Listed for sale$449,900
2026-04-03Listing removed$475,000
2026-03-19Price change$475,000
2026-02-27Price change$485,000
2026-01-28Price change$495,000
2025-12-02Listed for sale$499,000
2025-11-24Listing removed$519,000
2025-11-03Price change$519,000
2025-10-23Price change$524,000
2025-09-15Price change$529,000
2025-08-22Price change$539,000
2025-08-13Listed for sale$549,900
2018-08-03Sold$123,500
2017-09-01Listing removed$96,339
2017-08-10Listed for sale--
2016-10-03Listing removed--
2016-09-24Listed for sale--
2007-01-31Sold$122,500
1998-04-11Sold$97,500

For Sale by Agent

AgentHali Howard, The Real Estate Collective Sparta, Shelby Dunham, The Real Estate Collective
BrokerageThe Real Estate Collective Sparta

Similar Homes