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313 Ben Myers Ln, Gainesboro, TN, 38562

2beds
1baths
864sqft
$189,900
$220price/sqft
$1,338/moest. monthly cost
$53,520/yrincome needed

About This Home

LAKE LIFE AWAITS! Completely Renovated Cottage Near Cordell Hull Lake and Cumberland Lake! Welcome to your turn-key retreat! Situated on a spacious, unrestricted lot of just under an acre, this charming home has been completely transformed and is ready for you to move in and start enjoying the lake lifestyle. Exterior Highlights: The curb appeal is undeniable! From the moment you arrive, you’ll notice the brand-new siding, a new roof, and custom wood shutters that add a touch of modern farmhouse flair. Relax on the new front porch or entertain friends on the beautiful new paver patio in the back. Modern Interior: Step inside to find a bright and airy open-concept layout featuring fresh paint and stylish new flooring throughout. The heart of the home is the stunning new white kitchen, complete with a trendy tile backsplash and all-new fixtures. Owner's Oasis & Guest Space: The primary suite is a true sanctuary, featuring a newly renovated full bath that conveniently connects to the laundry area for ultimate efficiency. A second comfortable guest room is located just off the kitchen, perfect for family or friends. Outdoor Living & Location: The expansive, unrestricted backyard offers endless possibilities—garden, play, or even add a pool! The property also includes a red storage shed for all your outdoor gear. Best of all, you are just moments away from the sparkling waters of Cordell Hull Lake, with boat ramps, marinas, and campgrounds right at your fingertips. Don't miss this rare opportunity to own a like-new home in a prime lake-access location. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
5/10
Jackson County Middle SchoolGrades PK,4-811.8 mi
5/10
Jackson County High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,High Speed Internet
  • Flooring: Laminate,Vinyl
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 072 00401 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Topography of land: Level,Sloped

Lot

  • Lot size: 0.72 Acres
  • Features: Level,Sloped
  • Lot size dimensions: 184 x 287

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $143$1,716
Property Taxes $60$720
Electricity $175$2,103
Total$1,338$16,056

Income You'd Need if You Spent...

35% on housing$45,874/yr
40% on housing$40,140/yr
45% on housing$35,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 38562$187
Jackson County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 38562$157
Jackson County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$189,900
2026-07-14Price change$189,900
2026-06-17Price change$193,900
2026-05-03Price change$194,900
2026-04-23Price change$199,900
2026-04-08Price change$205,000
2026-04-02Listed for sale$210,000
2025-04-14Sold$169,429
2025-04-07Pending sale$164,929
2025-03-18Contingent$164,929
2025-03-14Pending sale$164,929
2025-03-06Listed for sale$164,929
2022-03-01Sold$56,100
2021-11-19Price change$84,900
2021-10-03Listed for sale$89,900
2013-10-21Sold$20,000
2002-11-14Sold$28,434
1999-04-14Sold$16,854
1998-02-26Sold$16,000

For Sale by Agent

AgentKina Wald
BrokerageReliant Realty ERA Powered

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