2647 Cummins Mill Rd, Cookeville, TN, 38501
About This Home
Welcome to 2647 Cummins Mill Road, where modern updates meet peaceful country living! Ideally located just 4 minutes from the breathtaking Cummins Falls State Park. This beautifully updated property offers the perfect blend of privacy, convenience, and outdoor. Situated on 5 picturesque acres, this spacious 4 bedroom, 2.5-bath home has been extensively renovated within the past two years, giving you the confidence of major improvements already being completed. Updates include a new roof, new HVAC system, and a professionally encapsulated crawl space, providing added comfort, efficiency, and peace of mind. Whether you're looking for room to grow, space to entertain, or simply a quiet retreat surrounded by nature this property delivers. Enjoy the beauty of country living and fruit trees throughout the property, while being just minutes from one of Tennessee's most popular state parks, offering hiking, swimming, waterfalls, and year-round recreation. If you've been searching for a move-in-ready home with acreage in a truly exceptional location, 2647 Cummins Mill Road is one you won't want to miss. Schedule your private showing today and experience all this remarkable property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Roof: Composition
- Construction materials: Brick,Vinyl Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Electric Range,Electric Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
- Main level bedrooms: 1
Features
- New Floor Covering,Ceiling Fan(s)
- Fireplace features: None
Heating & Cooling
- Heating features: Electric,Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,024
- Total interior livable area: 2,024 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 040.19
Features
- Levels: Two
- Patio & porch: Porch,Deck
- Exterior features: Horses Allowed
- Fencing: Fenced
- Horses can be raised: Yes
Lot
- Lot size: 5 Acres
- Features: Wooded,Cleared
- Lot size dimensions: see acreage
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance | $248 | $2,976 |
| Property Taxes | $155 | $1,860 |
| Electricity | $175 | $2,103 |
| Total | $3,055 | $36,660 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Price change | $469,900 |
| 2026-08-10 | Price change | $474,900 |
| 2026-08-03 | Price change | $489,900 |
| 2026-07-21 | Listed for sale | $499,900 |
| 2024-12-10 | Sold | $405,000 |
| 2024-09-30 | Sold | $275,000 |
| 2024-09-20 | Pending sale | $285,000 |
| 2024-09-16 | Listed for sale | $285,000 |
| 2021-03-08 | Sold | $212,300 |
| 2014-08-29 | Sold | $145,000 |
| 2014-08-06 | Listed for sale | $154,900 |
| 2014-05-22 | Sold | $75,000 |
| 2013-08-09 | Sold | $77,775 |
| 2011-03-10 | Sold | $125,500 |
| 2010-10-09 | Price change | $125,000 |
| 2010-04-02 | Listed for sale | $139,900 |
| 2009-06-22 | Listing removed | $9,600 |
| 2009-04-04 | Price change | $9,600 |
| 2008-12-12 | Price change | $169,900 |
| 2008-12-08 | Price change | $189,900 |
| 2008-11-15 | Price change | $169,900 |
| 2008-06-12 | Listed for sale | $189,900 |
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