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205 Clover St, Granville, TN, 38564

5beds
6baths
5,342sqft
$1,199,000
$224price/sqft
$7,655/moest. monthly cost
$306,200/yrincome needed

About This Home

Absolutely stunning custom-built Cordell Hull Lake home located in downtown Historic Granville, Tennessee, offering lakefront living, exceptional space, and income potential. This 5,342+ sq ft two-story residence with a finished basement includes private guest quarters above the oversized two-car garage and is designed to capture beautiful lake views from each level, including two 42x14 covered porches, one on each level. Step back in time to a slower pace with immediate access to everything Historic Granville has to offer, including Sutton General Store, museums, festivals, local events, and small-town Tennessee charm. Wildwood Resort and Marina is just 4 minutes away, offering convenient access to boating, dining, and lake recreation. Inside, you’ll find 5 bedrooms, 4 full baths, 2 half baths, and luxury finishes throughout. The kitchen is designed for entertaining with granite countertops, double convection ovens, induction cooktop, pot filler faucet, and two dishwashers. The finished basement offers a game room, custom wet bar, half bath, storage area, safe room, and media room with surround sound. The separate/private guest quarters include two bedrooms, one full bath, a fully equipped kitchen and living room, creating a great setup for guests, extended family, or rental flexibility. Additional features include 2x6 construction, solid concrete basement walls, full-home Generac Guardian generator, and interior/exterior camera system. The level backyard backs up to Cordell Hull Lake U.S. Army Corps of Engineers property with immediate lake access. Enjoy lake views by the fire, launch a kayak, cast a line, or simply relax by the water. With two dwelling units and short-term or long-term rental potential, this rare Cordell Hull Lake property offers luxury, recreation, and investment opportunity.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
5/10
Jackson County Middle SchoolGrades PK,4-811.0 mi
5/10
Jackson County High SchoolGrades 9-1210.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Den

  • Area: 504
  • Dimensions: 18x28

Features

  • Ceiling Fan(s),Extra Closets,In-Law Floorplan,Walk-In Closet(s),High Speed Internet,Kitchen Island
  • Flooring: Other,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,217
  • Finished area above ground: 4,125

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 5,342
  • Total interior livable area: 5,342 sqft

Other

  • Features: Utility Room
  • Level: Utility Room
  • Area: 128
  • Dimensions: 16x8

Property

Details

  • Parcel number: 086G C 00100 000
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Covered,Porch
  • Has view: Yes
  • View description: Lake,River
  • Has water view: Yes
  • Water view: Lake,River
  • On waterfront: Yes
  • Waterfront features: Lake Front,Year Round Access
  • Topography of land: Level

Lot

  • Lot size: 0.42 Acres
  • Features: Level
  • Lot size dimensions: 95 x 210 x 110 x 172

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Boat,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance $780$9,360
Property Taxes $379$4,548
Electricity $434$5,208
Total$7,655$91,860

Income You'd Need if You Spent...

35% on housing$262,457/yr
40% on housing$229,650/yr
45% on housing$204,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 38564$148
Jackson County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 38564$236
Jackson County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$1,375,000
2026-03-19Listing removed$1,450,000
2026-02-17Price change$1,450,000
2025-11-05Price change$1,599,999
2025-09-09Listed for sale$1,799,999
2025-07-23Listing removed$1,899,000
2025-03-25Price change$1,899,000
2024-11-20Listed for sale$1,998,000
2018-07-19Sold$195,000
2017-12-06Listing removed$246,500
2017-04-14Listed for sale$246,500
2007-06-15Sold$195,000

For Sale by Agent

AgentKristie Driver
BrokerageCenter Hill Realty

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